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Texas A&M signed the nation’s top-ranked recruiting class three years ago believing it had built a potential national title contender. Plenty of players from that heralded 2022 class could indeed be participating in the first 12-team College Football Playoff this month. They just won’t be doing it for the Aggies, who no longer have nearly half their 2022 signees. The list of 2022 recruits now with playoff contenders elsewhere includes Mississippi defensive lineman Walter Nolen, Oregon wide receiver Evan Stewart, Alabama defensive lineman LT Overton, SMU offensive tackle PJ Williams and injured Boise State receiver Chris Marshall. Texas A&M has done all right without them, going 8-4 as transfers filled about half the starting roles. Texas A&M represents perhaps the clearest example of how recruiting and roster construction have changed in the era of loosened transfer restrictions. Coaches must assemble high school classes without always knowing which of their own players are transferring and what players from other schools could be available through the portal. “It used to be you lost 20 seniors, you signed 20 incoming freshmen,” Duke coach Manny Diaz said. “You just had your numbers right. Now you might lose 20 seniors, but you might lose 20 underclassmen. You just don’t know.” Coaches emphasize that high school recruiting remains critical, but recent results suggest it isn’t as vital as before. The last two College Football Playoff runners-up – TCU in 2022 and Washington in 2023 – didn’t sign a single top-15 class in any of the four years leading up their postseason runs, according to composite rankings of recruiting sites compiled by 247Sports. This year’s contenders have shown there’s more than one way to build a championship-caliber roster. About half of No. 1 Oregon’s usual starters began their college careers elsewhere. No. 5 Georgia, which annually signs one of the nation’s top high school classes, has only a few transfers making major contributions. Colorado’s rise under Deion Sanders exemplifies how a team can win without elite high school recruiting. None of Colorado’s last four classes have ranked higher than 30th in the 247Sports Composite. Three ranked 47th or lower. “If anybody ever did the homework and the statistics of these young men – people have a class that they say is the No. 1 class in the nation – then five of those guys play, or four of those guys play, then the rest go through the spring and then they jump in the portal,” Sanders said. “Don’t give me the number of where you rank (in recruiting standings), because it’s like an NFL team," he added. "You always say who won the draft, then the team gets killed all year (and) you don’t say nothing else about it. Who won the draft last year in the NFL? Nobody cares right now, right?” Star quarterback Shedeur Sanders followed his father from Jackson State to Colorado in 2023, and Heisman Trophy front-runner Travis Hunter accompanied them. According to Colorado, this year’s Buffaloes team has 50 transfer newcomers, trailing only North Texas’ 54 among Bowl Subdivision programs. Relying on transfers comes with caveats. Consider Florida State's rise and fall. Florida State posted an unbeaten regular-season record last year with transfers playing leading roles. When those transfers departed and Florida State's portal additions this year didn't work out, the Seminoles went 2-10. “There has to be some type of balance between the transfer portal and high school recruiting,” said Andrew Ivins, the director of scouting for 247Sports. “I compare it to the NFL. The players from the transfer portal are your free agents and high school recruiting is your NFL draft picks.” A look at the composite rankings of recruiting sites compiled by 247Sports for the 2020-22 classes shows at least 40 of the top 100 prospects each of those years ended up leaving their original school. Coaches must decide which positions they’re better off building with high school prospects and which spots might be easier to fill through the portal. “The ones that have a ton of learning to do - tight end, quarterback, interior offensive line, inside linebacker, safety, where they are the communicators - they are the guys that are processing a lot of information,” Florida’s Billy Napier said. “Those are the ones in a perfect world you have around for a while. “It’s easier to play defensive line, edge, corner, receiver, running back, tackle, specialists. Those are a little bit more plug-and-play I’d say, in my opinion," Napier said. "Either way, it’s not necessarily about that. It’s just about we need a certain number at each spot, and we do the best we can to fill those roles.” Power Four programs aren’t the only ones facing a balancing act between recruiting high schools and mining the transfer portal. Group of Five schools encounter similar challenges. “We’re recruiting every position and bringing in a high school class,” Eastern Michigan coach Chris Creighton said. “That’s not going to be maybe 24 scholarship guys like it used to be. It might be more like 16. It’s not four d-linemen necessarily, right? It might be three. It might not be three receivers. It might be two. And it might not be five offensive linemen. It’s two to three.” The extra hurdle Group of Five schools face is the possibility their top performers might leave for a power-conference program with more lucrative name, image and likeness financial opportunities. They sometimes don’t know which players they’ll lose. “We know who they’re trying to steal,” Miami (Ohio) coach Chuck Martin quipped. “We just don’t know who they’re going to steal.” The obstacles facing coaches are only getting steeper as FBS teams prepare for a 105-man roster limit as part of the fallout from a pending $2.8 billion NCAA antitrust settlement. While having 105 players on scholarship seems like an upgrade from the current 85-man scholarship limit, many rosters have about 125 players once walk-ons are included. Nebraska coach Matt Rhule said last week his program would probably end up with about 30-50 players in the portal due to the new roster restrictions. All the added dimensions to roster construction in the college game have drawn parallels to the NFL, but Minnesota coach P.J. Fleck believes those comparisons are misleading. “When people talk about college football right now, they’re saying, ‘Oh, we have an NFL model,’ or it’s kind of moving toward the NFL,” Fleck said. “First of all, it’s nothing like the NFL. There’s a collective bargaining agreement (in the NFL). There’s a true salary cap for everybody. It’s designed for all 32 fan bases to win the Super Bowl maybe once every 32 years – and I know other people are winning that a lot more than others – but that’s how it’s designed. In college football, it’s not that way.” There does seem to be a bit more competitive balance than before. The emergence of TCU and Washington the last couple of postseasons indicates this new era of college football has produced more unpredictability. Yet it’s also created many more challenges as coaches try to figure out how to put together their rosters. “It’s difficult because we’re just kind of inventing it on the fly, right?” Diaz said.Joe Burrow's home broken into during Monday Night Football in latest pro-athlete home invasionEast Carolina cornerback Shavon Revel Jr., a potential first-round pick, declared for the 2025 NFL Draft on Friday. Revel, who sustained a torn left ACL in practice in September, had one season of eligibility remaining. "After an incredible journey at East Carolina, I am officially declaring for the 2025 NFL Draft," the senior posted on social media. "... Pirates nation, thank you for your unwavering energy and support every game. Representing ECU is an honor, and I look forward to continuing to do so on Sundays!" Revel recorded two interceptions in three games this season, returning one 50 yards for a touchdown on Sept. 14 against Appalachian State. Over three seasons with the Pirates, Revel had three interceptions, 15 passes defensed and 70 tackles in 24 games. He was a second-team All-American Athletic Conference selection last season. ESPN draft analyst Mel Kiper Jr. ranked Revel as the No. 2 cornerback and No. 23 overall prospect in the 2025 draft class. --Field Level Media
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India's exports to Australia grew 14% since the signing of the India-Australia Economic Cooperation and Trade Agreement (ECTA) with textiles, chemicals, and agriculture growing substantially, and new lines, including gold studded with diamonds and turbojets highlighting the diversification enabled by the agreement, the government said Sunday. ET Year-end Special Reads What kept India's stock market investors on toes in 2024? India's car race: How far EVs went in 2024 Investing in 2025: Six wealth management trends to watch out for Total trade, however, moderated in FY24 to $24 billion although since its signing, bilateral merchandise trade has more than doubled to $26 billion in FY23 from $12.2 billion in FY21. The current fiscal continues to reflect strong momentum. Total merchandise bilateral trade in April-November 2024 reached $16.3 billion, according to a statement issued by the commerce and industry ministry. "This landmark agreement has brought with it increased market access for Indian exporters, expanded opportunities for MSMEs and farmers, and generated several employment avenues," commerce and industry minister Piyush Goyal said in a post on X, adding that it has also enabled a notable boost in IT/ITeS, business & travel services, and post-study work & work holiday visas. "We are committed to building on the momentum that the Ind-Aus ECTA has generated and achieve the AUD 100 billion trade target by 2030. Together, we are shaping a prosperous and resilient future," Goyal said. Exchange of preferential import data has commenced between both countries, highlighting the effective implementation of the agreement in 2023. 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Imports of essential raw materials, such as metalliferous ores, cotton, wood and wood products have fuelled India's industries, contributing to the win-win nature of this partnership. Sectors such as electronics and engineering have room for growth. Nominations for ET MSME Awards are now open. The last day to apply is December 31, 2024. Click here to submit your entry for any one or more of the 22 categories and stand a chance to win a prestigious award. (You can now subscribe to our Economic Times WhatsApp channel )SILICON SLOPES, Utah--(BUSINESS WIRE)--Dec 10, 2024-- Today Domo (Nasdaq: DOMO) announced its partnership with advisory and accounting firm Richey May , providing customized data-driven insights for its mortgage banking consulting practice. To date, more than 80 mortgage bankers in Richey May’s client base have tapped Domo’s data and AI platform to gain actionable insights about their business. With more than 40 years of expertise in the mortgage industry, Richey May provides full-service advisory and technology consulting to clients across the mortgage and financial services sectors. Thanks to Domo’s wide range of integrations, low and no-code offerings and secure AI models, Richey May is able to tailor its strategies to meet each client’s unique needs and deliver custom reports that map back to their business goals. “One of the superpowers we deliver to our customers is pairing our mortgage industry expertise with technical savvy,” said Olivia Reese, data and business intelligence architect at Richey May. “No longer are mortgage companies constrained to one specialty or the other – the unique language of mortgage or data-driven reporting. With Domo as our data foundation since 2018, we’ve been able to offer clients a modern analytics approach, and a single place to gain insights to drive decision-making.” In addition to setting its clients up with Domo, Richey May uses the platform as an analytics engine, which allows the firm to expand its offerings, including the recent addition of industry benchmarking. Then, using Domo’s built-in features like Domo Everywhere and Domo Publish , Richey May can easily aggregate and securely distribute industry reports to its clients, offering an additional layer of value and insights. “The mortgage industry is steeped in history and complexities, and the Richey May team are experts at helping clients navigate through it all,” said RJ Tracy, chief revenue officer at Domo. “It’s exciting to see how they’ve paired this industry know-how with data-driven insights in Domo, finding new and creative ways to offer clients value through data each year we’ve worked together.” To learn more about how innovative organizations like Richey May are partnering with Domo to put data to work for everyone, visit www.domo.com/partners . About Richey May Based in Denver, Colorado and founded in 1985, Richey May provides full-service advisory and technology consulting, along with assurance and tax services to clients nationwide. The firm specializes in mortgage banking, financial services, and other regulated industries, offering a wide range of tailored solutions to meet the needs of many different organizations, from Fortune 1000 companies to successful privately held companies and their owners. For more information, visit www.richeymay.com . About Domo Domo puts data to work for everyone so they can multiply their impact on the business. Our cloud-native data experience platform goes beyond traditional business intelligence and analytics, making data visible and actionable with user-friendly dashboards and apps. Underpinned by AI, data science and a secure data foundation that connects with existing cloud and legacy systems, Domo helps companies optimize critical business processes at scale and in record time to spark the bold curiosity that powers exponential business results. For more information, visit www.domo.com . You can also follow Domo on LinkedIn , X and Facebook . Domo is a registered trademark of Domo, Inc. View source version on businesswire.com : https://www.businesswire.com/news/home/20241210461101/en/ CONTACT: Domo Contact Cynthia Cowen PR@domo.com KEYWORD: UTAH COLORADO UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: TECHNOLOGY FINANCE BANKING PROFESSIONAL SERVICES SOFTWARE INTERNET DATA ANALYTICS DATA MANAGEMENT ARTIFICIAL INTELLIGENCE SOURCE: Domo, Inc. Copyright Business Wire 2024. PUB: 12/10/2024 04:05 PM/DISC: 12/10/2024 04:06 PM http://www.businesswire.com/news/home/20241210461101/en Copyright Business Wire 2024.Attempt to ban Montana transgender lawmaker from using women's restrooms fails
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The economy enters 2025 in reasonably good shape, with a low unemployment rate, modest inflation, a trend toward declining interest rates and strong corporate profit growth that has been giving the stock market a lift. It's thus not a bad backdrop for getting a fresh start on improving your finances. Here are some trends, issues and tips to mind in coming weeks: Choose a savings resolution, and stick to it New Year's resolutions can provide the motivation to improve your financial situation in many ways, such as building up your retirement plan, reviewing your insurance policies or getting started (or updating) an estate plan. However, the resolution most Americans are focusing on heading into 2025 is more basic: Sock more money into emergency savings. You can hold money in various forms from a money-market mutual fund to laddered bank certificates of deposit (those coming due in intervals such as every three months). Capitalize on high interest rates: Best current CD rates The idea is to have enough liquid cash to meet big unexpected expenses while earning at least a modest yield in the meantime. In a Fidelity Investments surve y, 72% of respondents said they suffered a notable financial setback this year, with nearly half having to dip into their emergency funds to pay for it. It’s thus no surprise that 79% of respondents hope to build up their cash reserves, 38% worry about unexpected expenses and 20% say another surprise could set them back in 2025. Women, more than men, said they didn’t have an emergency fund to dip into, but 80% of them resolved to build one in 2025. Get relief from a consumer-friendly banking rule A new rule that could help some of the most hard-pressed consumers is one that mandates lower overdraft fees at banks . The federal Consumer Financial Protection Bureau in December issued a final rule that it said will cut typical overdraft fees from $35 per transaction to $5, saving an average of $225 annually for the 23 million or so households that pay such charges. Bank critics contend the charges hit lower-income people hard. Overdraft fees are “a form of predatory lending that exacerbates wealth disparities and racial inequalities,” said Carla Sanchez-Adams, senior attorney at the National Consumer Law Center, in a statement. Some banks including Capital One, Citibank and Ally Bank already have eliminated these fees. Consumer advocates hail the new rule but caution that it faces the risk of being overturned by Congress. That, they say, could come with simple majority votes in the Senate and House, with limited debate. Get a jump on tax season, and use free filing services The IRS is suggesting several steps that can be taken soon for people hoping to get a jump on the filing season for 2024 tax returns. These include gathering and organizing tax records, making an estimated fourth-quarter quarterly payment (if required) by Jan. 15, 2025, and opening an IRS Online Account. Income brackets, deductions and other tax aspects have changed a bit owing to inflation adjustments . The IRS last year piloted a no-cost, easy-to-use Direct File system in 12 states. It’s designed for taxpayers with relatively simple situations. The IRS plans to expand access this filing season to 12 more states including Pennsylvania, New Jersey, Connecticut, North Carolina and Oregon. That sets up a potentially confusing situation where residents of roughly half the country will be eligible, while the other half won't have access. Keep an eye on the favorable corporate-profit trend Baring a last-second collapse, the stock market will finish 2024 with its second consecutive annual gain of more than 20%. Rising corporate profits or earnings have been the key catalyst, and the picture might improve in the coming year. If you're an investor, that's a favorable sign. Earnings for stocks in the Standard & Poor's 500 index likely will finish up 7.4% for the fourth quarter of 2024, compared to the fourth quarter of 2023. That's according to Sheraz Mian, who as research director at Zacks Investment Research tracks what investment analysts forecast for the companies they follow. Earnings growth could accelerate to 10.9% in the first quarter of 2025, 12.5% in the second and 11.3% in the third, he said. Tech stocks account for a big chunk of the profit gains, led by the "Magnificent 7" of Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia and Tesla, and supported by trends including artificial intelligence, advanced computing and robotics. Will 2025 witness a slowdown here? Not necessarily, as tech is "among the few sectors whose earnings outlook is steadily improving," Mian said. Give yourself a financial de-clutter check Inflation was a big story this year and will continue to make headlines in 2025. If you're feeling the pinch, it might be time to conduct a thorough review of your spending habits. Take a close look at the many monthly or quarterly expenses that you routinely pay without thinking much about them. “Audit your spending habits,” suggested John Pharr, a certified public accountant in Florida. “So often we spend money mindlessly with little planning or on things that don’t serve us well.” Auto, home and other types of insurance are a case in point. Review your coverage with an eye on making sure you have an appropriate amount of coverage and suitable deductibles. It might be time to shop around for better deals. Other expenses that we sometimes view as “needs” really are “wants” that could be trimmed. Pharr cites subscriptions for streaming platforms, gym memberships, meal deliveries and cell phone and cable-TV services. “Sometimes rates keep rising and we just keep paying without checking into other options,” he said. Reach the writer at russ.wiles@arizonarepublic.com.Meta Becomes Latest Tech Giant To Embrace Nuclear Power With Open Arms
NEW YORK – Chad Chronister, Donald Trump's pick to run the Drug Enforcement Administration, said Tuesday he was withdrawing his name from consideration, becoming the second person selected by the president-elect to bow out quickly after being nominated for a position requiring Senate confirmation. Sheriff Chronister, the top law enforcement officer in Hillsborough County, Florida, said in a post on X that he was backing away from the opportunity, which he called “the honor of a lifetime.” Recommended Videos “Over the past several days, as the gravity of this very important responsibility set in, I’ve concluded that I must respectfully withdraw from consideration,” Chronister wrote. He did not elaborate, and Trump's transition team did not immediately respond to a message seeking comment. Chronister follows former Republican congressman Matt Gaetz , Trump’s first pick to serve as attorney general, in withdrawing his name for a post in the administration. Gaetz withdrew following scrutiny over a federal sex trafficking investigation that cast doubt on his ability to be confirmed as the nation’s chief federal law enforcement officer. Trump's pick of Chronister for the DEA job drew backlash from conservatives, who raised concerns over his actions during the COVID-19 pandemic and his saying that his office “does not engage in federal immigration enforcement activities.” In March 2020, Chronister arrested the pastor of a megachurch who held services with hundreds of people and violated a safer-at-home order in place aimed at limiting the spread of the Covid virus. “Shame on this pastor, their legal staff and the leaders of this staff for forcing us to do our job. That’s not what we wanted to do during a declared state of emergency,” Chronister said at the time. “We are hopeful that this will be a wakeup call.” U.S. Rep. Thomas Massie, R-Ky, was among those airing public complaints, saying Chronister should be “disqualified” for the arrest. Others flagged comments Chronister made in a video about Florida’s immigration laws that he released in 2023 that circulated again online after Trump named him last weekend. In the video, Chronister praised the “rich diversity” of his community and called it “a place where people from all walks of life come together.” He said it was important to note his office “does not engage in federal immigration enforcement activities. We do not target individuals based on their immigration status. That’s the authority of federal agencies.” Trump has made a sweeping crackdown on immigration a central focus of his campaign and his aims for his coming administration. ___ Associated Press writer Adriana Gomez Licon in Fort Lauderdale, Florida contributed to this report.
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