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I think that buy and hold investing is one of the best ways to grow your wealth. By putting your money in the market and letting it compound over many years, you can turn even modest amounts into something significant. The good news is that buy and hold investing has become even easier in recent years due to the emergence of exchange-traded funds ( ). These financial instruments allow you to buy a large number (sometimes thousands) of shares through a single investment. But which ASX ETFs could be great long-term options for investors? Let's take a look at five to consider buying: The could be a great ASX ETF to hold onto for the long term. It gives investors easy access to ~8,000 large, mid, and small cap stocks from Australia, the United States, developed markets, and emerging markets. BetaShares, which recently as one to buy, believes the fund has high growth potential, which could make it suitable for investors with a higher tolerance for risk. ( ) Another ASX ETF to look at is the . As its name implies, this fund gives investors exposure to many of the world's largest consumer staples companies. These are generally regarded as low risk investment options that deliver steady returns rather than anything explosive. This is because they tend to perform well whatever is happening in the global economy. Among the fund's holdings are global giants , , and . ( ) A third ASX ETF that could be a good buy and hold option for investors is the . Betashares, which also recently tipped this fund as one to buy, notes that "cloud computing has been one of the strongest-growing segments of the technology sector, and given much of the world's digital data and software applications are still maintained outside the cloud, continued strong growth has been forecast." Its holdings include and . Another ASX ETF to consider buying for 10 years is the When you are making investment for the long term, it is never a bad idea to buy the highest quality companies you can find. Luckily, Betashares has made thing easy for investors by bundling together approximately 150 shares from across the globe that are judged to be the highest quality out there based on certain metrics. Betashares' chief economist, David Bassanese, the ETF as one to buy. ( ) Finally, the could be a top ASX ETF to buy and hold. It looks for the type of companies that Warren Buffett would buy and then bundles them together for investors. These are companies with fair valuations and wide moats (or sustainable competitive advantages). Given the success Buffett has had with this strategy for decades with ( ), there's reason to believe this ASX ETF could deliver the goods over the long term.In December 1999, the world prepared for the impending global meltdown known as Y2K. It all stemmed from a seemingly small software glitch: Many older computer programs had coded dates using only two numbers for the year. At midnight on Dec. 31, a misinterpretation of "00" in the year 2000 might cause widespread errors leading to mass panic. The Clinton administration said that preparing the U.S. for Y2K was probably "the single largest technology management challenge in history." The bug threatened a cascade of potential disruptions — blackouts, medical equipment failures, banks shutting down, travel screeching to a halt — if the systems and software that helped keep society functioning no longer knew what year it was. These fears gave rise to another anxiety-inducing acronym: TEOTWAWKI — "the end of the world as we know it." Thankfully, the so-called "year 2000 problem" didn't live up to the hype. NPR covered Y2K preparations for several years leading up to the new millennium. Here's a snapshot of how people coped, as told to NPR Network reporters. Infrastructure systems braced for the worst Computer specialist and grassroots organizer Paloma O'Riley compared the scale and urgency of Y2K prep to telling somebody to change out a rivet on the Golden Gate Bridge. Changing out just one rivet is simple, but "if you suddenly tell this person he now has to change out all the rivets on the bridge and he has only 24 hours to do it in — that's a problem," O'Riley told reporter Jason Beaubien in 1998. So, why wasn't U.S. infrastructure ready in the first place? Stephanie Moore, then a senior analyst with Giga Information Group, told NPR it stemmed from a data-efficiency measure in the expensive early days of computers: formatting years using two digits instead of four, with most computers interpreting "00" as the year 1900. "Now, when we roll over to the year 2000, computers — instead of thinking it's 2001 — are going to think it's 1901," Moore said, adding Y2K would have been avoidable "had we used four-digit year dates all along." The date switchover rattled a swath of vital tech, including Wall Street trading systems, power plants and tools used in air traffic control. The Federal Aviation Administration put its systems through stress tests and mock scenarios as 2000 drew closer. "Twenty-three million lines of code in the air traffic control system did seem a little more daunting, I will say, than I had probably anticipated," FAA Administrator Jane Garvey told NPR in 1998. Ultimately there were no systemwide aviation breakdowns, but airlines were put on a Y2K alert. The crunch to safeguard these systems was a reminder that the technology underpinning people's daily lives was interdependent and constantly evolving. "People forget that the infrastructure for the Industrial Revolution took between 300 and 500 years to put in place," University of Washington engineering professor Mark Haselkorn said at the time. "And we're about 50 years into putting the infrastructure in place for the Information Age. So, it's not surprising we've got some problems." People prepared to "bug out" A mobile home; a year's supply of dehydrated food; a propane generator — those were just some of the precautionary purchases California computer programmer Scott Olmstead made in advance of 2000. (He also said he was shopping for a handgun.) If Y2K sparked a food shortage, or an electric grid failure, or even a crime spike, Olmstead told NPR he would be ready: "Whatever it is, if we want to 'bug out,' as the programmers say, we can do it. We've got a place to go." He added that he might take his money out of the bank and convert it into gold, silver and cash. While concerned citizens pondered a panic-proof wealth strategy, Brian Roby, vice president of First National Bank of Olathe, Kan., told NPR his institution would be ready to welcome customers on New Year's Day rather than take the holiday off. "We thought about it and we said, 'Hey, if we're ready, we're ready. Let's prove it. Let's be the first to be open,' " Roby said. "And we're just going to open up like it's any other normal Saturday." Some financial analysts remained skeptical Y2K would come and go with minimal disruption. But by November 1999 the Federal Reserve said it was confident the U.S. economy would weather the big switch. "Federal banking agencies have been visited and inspected. Every bank in the United States, which includes probably 9,000 to 10,000 institutions, over 99% received a satisfactory rating," Fed Board Governor Edward Kelley said at the time. Neighbors banded together Dozens of communities across the U.S. formed Y2K preparedness groups to stave off unnecessary panic. Kathy Garcia, an organizer with the Y2K Community Project in Boulder, Colo., said fears of a societal meltdown offered an opportunity to take stock. "How do we help each other out — not when a disaster hits, but beforehand?" Garcia told NPR's Margot Adler in 1999. Her project set up shop in a Boulder mall storefront, offering Y2K educational videos and exhibits on food storage. Local resident Richard Dash stopped by, urging people to consider their neighbors — not just themselves. "Do you want to be the only house with lights, and the only house with the smell of food coming from it? Do you want to really turn yourself into a bunker?" he said. Dash added he hoped nothing would come of Y2K besides a renewed feeling he could count on his community in an emergency, and it could count on him, too. Instead of conserving their extra food, he said, people could come together and share it. "We'll all have a picnic," he said. "We'll give extra food to FoodShare, and nobody's going to be hungry for a while. And that'll be just terrific." Squashing the Y2K bug In the end, the worst fears lay in anticipation. Besides a few minor setbacks like an internet slowdown and reports of malfunctioning clocks, the aggressive planning and recalibration paid off. Humanity passed into the year 2000 without pandemonium. "I'm pleasantly surprised," John Koskinen, chair of the President's Council on Year 2000 Conversion, told NPR's Weekend Edition on Jan. 1, 2000. "We expected that we would see more difficulties early on, particularly around the world." People like Jack Pentes of Charlotte, N.C., were left to figure out what to do with their emergency stockpiles. Pentes had filled 50 large soda bottles with tap water. "I used a half a dozen in the washing machine," he told NPR. "I can't bear to just pour it out and throw it away. There are too many people in the world that can't get any decent water." Food writer Michael Stern meanwhile offered a chili recipe for people with leftover canned food — namely, Spam. "One of its charms is that it doesn't decompose," Stern said. "No matter how long you cook it, it will always retain its identity as Spam." Others couldn't quite shake the instinct to plan ahead. Alfred Lubrano, an essayist for The Philadelphia Inquirer , wrote a letter included in a time capsule to be opened for "Y3K" — the year 3000. Lubrano's letter, which he read on NPR, ended with a question for whoever might find it in the next millennium. "We're human, same as you — flawed like you, decent like you," Lubrano wrote. "We have not yet figured out this world, this life. Have you?" Original reporting by NPR's Jason Beaubien, Ira Flatow, Steve Inskeep, Mary Ann Akers, Jack Speer, Larry Abramson, Margot Adler and Bob Edwards.
The Best Aldis Hodge Movies And TV Shows, And How To Watch Them(The Center Square) - Entrepreneur Elon Musk filed for an injunction against OpenAI CEO Sam Altman to keep the AI industry leader a non-profit. Musk’s motion alleges Microsoft and OpenAI are both blocking investments into xAI, his competing artificial intelligence company, and profiting from his early substantial funding and public support of OpenAI as a nonprofit. OpenAI maintains Musk sought to transform OpenAI into a for-profit company headed by Musk himself. Musk has long shared his fears about the possible danger artificial intelligence could pose to humanity, and supported OpenAI on the basis of his belief that the world’s leading AI firm should be dedicated to safety, transparency, and the public good. He has since launched xAI with the goal of surpassing OpenAI. Musk’s motion alleges OpenAI and Microsoft have violated antitrust laws, especially by allowing investment only by firms that vow to not invest in other AI companies, while profiting from technology developed when OpenAI was a Musk-bankrolled nonprofit. “Musk made absolutely clear that his donations—which established and sustained OpenAI, Inc. for years—were conditioned on Altman and [OpenAI President George] Brockman’s firm commitment to operate as a non-profit, devoted to the public good,” said the motion. The motion, filed in California, alleges Altman “approached Musk with a detailed plan to form an AI charity” and promised OpenAI would “remain a non-profit dedicated to the development and broad distribution of open and safe AI for the public benefit, not concentrated for shareholder profit.” The motion says Musk donated over $10 million to OpenAI based on Altman and Brockman’s promises. OpenAI then partnered with Microsoft to access the tech giant’s computing power, which led to large Microsoft ownership stakes in Altman’s for-profit enterprises, to which the motion says “he and Microsoft siphoned the non-profit’s staff and intellectual property,” which ultimately “transformed OpenAI into everything Altman promised Musk it would never be—a closed-source, for-profit monopoly, that rushes unsafe AI products to market, for private commercial gain.” Earlier this year, Microsoft acquired a 49% stake in the profits of OpenAI’s for-profit subsidiary for $13 billion. Musk’s motion says Microsoft and OpenAI now control 70% of the generative-AI market. OpenAI responded to the motion by referring to an earlier statement detailing its relationship with Musk, and said, “Elon’s fourth attempt, which again recycles the same baseless complaints, continues to be utterly without merit.” “In late 2017, we and Elon decided the next step for the mission was to create a for-profit entity,” wrote OpenAI. “Elon wanted majority equity, initial board control, and to be CEO. In the middle of these discussions, he withheld funding.” “We couldn’t agree to terms on a for-profit with Elon because we felt it was against the mission for any individual to have absolute control over OpenAI,” continued OpenAI. In November 2023, OpenAI’s board of directors fired Altman, citing his conflicts of interest, leading hundreds of employees to say they would leave for Microsoft unless Altman were reinstated. The board members who ousted Altman then reinstated him and resigned, allowing Altman to install new board members.
Mexico's president may be toughening fight with drug cartelsTechnology entrepreneur Elon Musk has caused uproar after backing Germany’s far-right party in a major newspaper ahead of key parliamentary elections in the Western European country, leading to the resignation of the paper’s opinion editor in protest. Germany is to vote in an early election on February 23 after Chancellor Olaf Scholz’s three-party governing coalition collapsed last month in a dispute over how to revitalise the country’s stagnant economy. Mr Musk’s guest opinion piece for Welt am Sonntag – a sister publication of Politico owned by the Axel Springer Group – published in German over the weekend, was the second time this month that he has supported the Alternative for Germany, or AfD. “The Alternative for Germany (AfD) is the last spark of hope for this country,” he wrote in his translated commentary. He went on to say that the far-right party “can lead the country into a future where economic prosperity, cultural integrity and technological innovation are not just wishes, but reality”. The Tesla Motors chief executive also wrote that his investment in Germany gives him the right to comment on the country’s condition. The AfD is polling strongly, but its candidate for the top job, Alice Weidel, has no realistic chance of becoming chancellor because other parties refuse to work with the far-right party. Billionaire Mr Musk, an ally of US President-elect Donald Trump, challenged in his opinion piece the party’s public image. “The portrayal of the AfD as right-wing extremist is clearly false, considering that Alice Weidel, the party’s leader, has a same-sex partner from Sri Lanka! Does that sound like Hitler to you? Please!” Mr Musk’s commentary has led to a debate in German media over the boundaries of free speech, with the paper’s own opinion editor announcing her resignation, pointedly on Mr Musk’s social media platform, X. Eva Marie Kogel wrote: “I always enjoyed leading the opinion section of WELT and WAMS. Today an article by Elon Musk appeared in Welt am Sonntag. I handed in my resignation yesterday after it went to print.” A critical article by the future editor-in-chief of the Welt group, Jan Philipp Burgard, accompanied Mr Musk’s opinion piece. “Musk’s diagnosis is correct, but his therapeutic approach, that only the AfD can save Germany, is fatally wrong,” he wrote. Responding to a request for comment from the German Press Agency, dpa, the current editor-in-chief of the Welt group, Ulf Poschardt, and Mr Burgard – who is due to take over on January 1 – said in a joint statement that the discussion over Mr Musk’s piece was “very insightful. Democracy and journalism thrive on freedom of expression.” “This will continue to determine the compass of the ‘world’ in the future. We will develop ‘Die Welt’ even more decisively as a forum for such debates,” they wrote to dpa.
Chau Evita? Milei officials eyes demolition of iconic Buenos Aires building
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