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the game baccarat O P I N I ON The recent vote of the Board of Mayor and Aldermen (BoMA) to yet again delay work on the new Beech Street School is disappointing at best, downright harmful at worst. The community at large depends on a lively, vigorous school system. This move will stifle our current growth and momentum as a city. I suppose though, that is what people wanted. By voting for the same people over and over again, whose only real interest in politics is personal gain, we continue as a community to elevate the worst examples of public service. People love the drama, but this isn’t an episode of reality TV—far removed from our every day life. The vote on Tuesday night has real consequences for Manchester. I’d like to remind the Board of Mayor and Aldermen of the history of a few things they cited as being reasons not to move forward with the new Beech Street School. The Manchester Board of School Committee (MBOSC) asked for a tax cap budget—we were denied. Furthermore, the BoMA took $4.2 million out and told us to do more with less; now they want to cite funding issues with the Manchester School of Technology (MST) building projects as evidence of the MBOSC and the School District’s “inability” to manage our finances. The BoMA denied the sale of two of those plots of land from the MST building project stating they wanted to help MST “find a way” to retain them for the benefit of the students, yet have fallen short (see BoMA Committee on Lands and Building minutes from March 21, 2023). MST came with their own solution to fund the building project, were denied, and now the BoMA is wondering why it can’t move forward? Why are we sitting on potential houses that could be built and sold to benefit the city and our education system? Because the BoMA doesn’t want to fund education at even a base level. They want to enfold the School District and the MBOSC as a city department, bringing it under their full control. Aldermen have made it no secret that they would prefer the MBOSC not exist. However, we must persist. The BoMA believes they are in a position to refute professional architects, developers, and contractors, having no experience themselves, who say it is in our community’s best interests financially to build a new Beech Street School. At the MBOSC, we value the education and experience those professionals bring. We listen, we ask questions, and we discuss (pragmatically) how to move forward—making compromises on wish list items recognizing that the project in its totality is more important than the desire of one committee member’s over another’s. As for transparency, let’s not forget the combined (public) BoMA and MBOSC meeting on March 4 th —where the BoMA were all afforded the opportunity to ask questions and receive answers about the Long Term Facilities Projects. SMMA gave a full presentation on both Phases 1 and 2, answering questions about how cost differentials between renovations and new builds function. We have nothing to hide. It’s all on the School District’s website and in the meeting minutes posted on the City’s website. It’s clear though, that the BoMA is fragmented by partisan politics—even though “alderman” is supposed to be a nonpartisan position. Tuesday’s vote was a clear representation of this issue. Mayor Ruais cast the tie breaking vote—with GOP/conservative members voting in opposition to the land transfer and Democratic members supporting the measure. There is no compromise with them, yet we continue to vote the same people into office year after year and wonder why so little seems to get done? With such a dysfunctional BoMA, MBOSC must continue to exist. We are a functioning body that respects one another and respects the trust the community has placed in us to ensure an effective and successful school district. If the School District and the MBOSC were to be folded into a city department, the chaos of the BoMA would only further infect the city. Just look at the damage they’ve done by their continuous attempts to sabotage the progress the MBOSC has made on behalf of the city. Look at the BoMA’s inability to own any of it. The BoMA slashed the budget and is now parading a recent $6.5 million supplemental appropriation from last year’s Free & Reduced Lunch enrollments as if they are somehow being extra generous this year—never mind those funds come the State (see the packet from 10/30/24 BoMA meeting). They denied the sale of two plots of land making false promises of help to MST, and now the BoMA has decided they are construction experts—led by a man who is a personal injury attorney. Look at us and look at them. Don’t fall for it. They aren’t effective. They want you to think they are, though. They act as if they are saving you money by slashing our education budget, when, in the long run, we will suffer more as a community if we don’t invest now. They simultaneously demand more of a system that has been historically, systematically, and unconstitutionally underfunded—all to appear as if they “care.” All to get your vote again in November 2025. At the end of the show, it’s all smoke and mirrors. Don’t be fooled. Jessica Spillers is the Manchester Board of School Committee Member for Ward 8 Beg to differ? Agree to disagree? Comment below. Got issues of your own? Get up on The Soapbox. Submissions on topics of general interest can be submitted for consideration to publisher@inklink.news, subject line: The Soapbox. You can also DIY your submission here .

The adjustments are based on data relating to inflation. The Social Security Fairness Act would eliminate policies that limit payouts to beneficiaries. The bill would add an estimated $195 million to the federal deficit over the next 10 years if passed. WASHINGTON - The Senate is pushing toward a vote that would pass a law to provide full Social Security benefits for millions of Americans. Senate Majority Leader Chuck Schumer, D-N.Y., said Thursday the bill would "ensure Americans are not erroneously denied their well-earned Social Security benefits simply because they chose at some point to work in their careers in public service." RELATED: Social Security: It'll be harder to qualify for retirement benefits starting in 2025 — what to know The Social Security Fairness Act would eliminate policies that currently limit payouts for roughly 2.8 million people. If passed, the bill would repeal two federal policies — the Windfall Elimination Provision and the Government Pension Offset — that broadly reduce payments to two groups of Social Security recipients: people who also receive a pension from a job that is not covered by Social Security and surviving spouses of Social Security recipients who receive a government pension of their own. It would add more strain on the Social Security Trust funds , which were already estimated to be unable to pay out full benefits beginning in 2035. It would add an estimated $195 billion to federal deficits over 10 years, according to the Congressional Budget Office . The nonpartisan Committee for a Responsible Federal Budget also estimates that if passed, the policy would hasten the Social Security program's insolvency date by about half a year as well as reduce lifetime Social Security benefits by an additional $25,000 for a typical dual-income couple retiring in 2033. FILE - In this photo illustration, a Social Security card sits alongside checks from the U.S. Treasury on Oct. 14, 2021 in Washington, DC. (Photo illustration by Kevin Dietsch/Getty Images) The legislation passed the House on a bipartisan vote, and a Senate version of the bill introduced last year gained 62 cosponsors. But the bill still needs support from at least 60 senators to pass Congress. It would then head to President Joe Biden. Sen. John Thune, the No. 2 Republican in leadership, acknowledged that the policy has strong bipartisan support, but said some Republicans also want to see it "fixed in the context of a broader Social Security reform effort." Information for this story was gathered from The Associated Press and the Social Security Administration website.Published 5:40 pm Sunday, November 24, 2024 By The Associated Press The Associated Press Alabama and Mississippi tumbled out of the top 10 of The Associated Press Top 25 poll Sunday and Miami and SMU moved in following a chaotic weekend in the SEC and across college football in general. Oregon is No. 1 for the sixth straight week and Ohio State, Texas and Penn State held their places behind the Ducks, who are the last unbeaten team. The shuffling begins at No. 5, where Notre Dame returned for the first time since Week 2 after beating Army for its ninth straight win. No. 6 Georgia moved up two spots, No. 7 Tennessee and No. 8 Miami each got a three-rung promotion and No. 9 SMU jumped four places for its first top-10 ranking since 1985. SMU has clinched a spot in the Atlantic Coast Conference title game and would play Miami, if the Hurricanes win at Syracuse this week, or No. 12 Clemson . Indiana dropped from No. 5 to No. 10 following its first loss, a 38-15 defeat at Ohio State. The Buckeyes would play Oregon in the Big Ten championship game if they beat Michigan this Saturday for the first time in four years. The Southeastern Conference’s hopes for landing four spots in the College Football Playoff took a hit with two of their teams losing as double-digit favorites. Texas, Georgia and Tennessee are the only SEC teams with fewer than three losses after Alabama lost 24-3 at Oklahoma and Mississippi lost 24-17 at Florida. Alabama and Mississippi each dropped six spots in the AP poll, the Crimson Tide to No. 13 and the Rebels to No. 15. Texas A&M was the third SEC team to lose, 43-41 at Auburn in four overtimes. The Aggies tumbled five places to No. 20 but would play Georgia in the SEC championship game if they knock off Texas this week. Losses by BYU and Colorado created a four-way tie for first in the Big 12. No. 14 Arizona State, picked to finish last in the conference, handed BYU its second straight loss and is the highest-ranked Big 12 team. No. 17 Iowa State earned a five-rung promotion with its win at Utah. BYU is No. 19 and Colorado, which lost to Kansas , is No. 23. If the four teams each finish 7-2 in conference play, it’s Iowa State vs. Arizona State in the Big 12 championship game. No. 11 Boise State is first among the four ranked Group of Five teams. The Broncos got a one-spot bump despite struggling to beat a two-win Wyoming team. Tulane is No. 18, UNLV is No. 21 and Army is No. 25. Oregon, which was idle, was the consensus No. 1 team for the fourth straight week. The Ducks will be unbeaten in the regular season for the first time since 2010 if they beat Washington at home Saturday. Boise State’s ranking is its highest since it was No. 8 in the final poll of the 2011 season. Arizona State’s ranking is its highest since it was No. 12 in the final poll of the 2014 season. Indiana-Ohio State was the final top-five matchup of the regular season. The five were the most in a regular season since 1996. There also were five in 1936 and 1943. No. 24 Missouri, a 39-20 winner at Mississippi State , returned to the Top 25 after a one-week absence. Washington State’s four-week run in the rankings ended with its second straight loss, 41-38 loss at Oregon State. SEC — 8 (Nos. 3, 6, 7, 13, 15, 16, 20, 24). Big Ten — 5 (Nos. 1, 2, 4, 10, 22). Big 12 — 4 (Nos. 14, 17, 19, 23). ACC — 3 (Nos. 8, 9, 12). AAC — 2 (Nos. 18, 25). Mountain West — 2 (Nos. 11, 21). Independent — 1 (No. 5). —No. 16 South Carolina at No. 12 Clemson: It’s a Top 25 matchup for the first time since 2013. Clemson’s 16-7 victory in Columbia last year was the fourth of five straight wins to end the Tigers’ season. —No. 3 Texas at No. 20 Texas A&M: Stakes are high for the first meeting of longtime rivals since both were in the Big 12 in 2011. Winner goes to the SEC title game. AP Top 25 College Football Poll The Top 25 teams in The Associated Press college football poll, with first-place votes in parentheses, records through Nov. 23, total points based on 25 points for a first-place vote through one point for a 25th-place vote, and previous ranking: Record Pts Prv 1. Oregon (61) 11-0 1525 1 2. Ohio St. 10-1 1463 2 3. Texas 10-1 1395 3 4. Penn St. 10-1 1301 4 5. Notre Dame 10-1 1278 6 6. Georgia 9-2 1242 8 7. Tennessee 9-2 1110 10 8. Miami 10-1 1096 11 9. SMU 10-1 1001 13 10. Indiana 10-1 998 5 11. Boise St. 10-1 984 12 12. Clemson 9-2 789 17 13. Alabama 8-3 739 7 14. Arizona St. 9-2 727 21 15. Mississippi 8-3 661 9 16. South Carolina 8-3 639 19 17. Iowa St. 9-2 498 22 18. Tulane 9-2 446 20 19. BYU 9-2 445 14 20. Texas A&M 8-3 399 15 21. UNLV 9-2 231 23 22. Illinois 8-3 188 24 23. Colorado 8-3 161 16 24. Missouri 8-3 142 – 25. Army 9-1 133 18 Others receiving votes: Kansas St. 98, Memphis 46, Syracuse 37, Louisville 24, Washington St. 10, Duke 6, Louisiana-Lafayette 5, Florida 4, LSU 2, Georgia Tech 2. Coaches Top 25 Football Poll The US LBM Coaches Poll Top 25 with team’s records THROUGH SATURDAY in parentheses, total points based on 25 for first place through one point for 25th, ranking in last week’s poll and first-place votes received. 1 Oregon (11-0) 1,375 1 55 2 Ohio State (10-1) 1,318 2 0 3 Texas (10-1) 1,267 3 0 4 Penn State (10-1) 1,175 4 0 5 Notre Dame (10-1) 1,150 6 0 6 Georgia (9-2) 1,103 8 0 7 Miami (Fla.) (10-1) 1,023 10 0 8 Tennessee (9-2) 972 11 0 9 SMU (10-1) 917 12 0 10 Indiana (10-1) 867 5 0 11 Boise State (10-1) 838 13 0 12 Clemson (9-2) 780 16 0 13 Alabama (8-3) 621 7 0 14 South Carolina (8-3) 596 19 0 15 Arizona State (9-2) 592 22 0 16 Mississippi (8-3) 569 9 0 17 Iowa State (9-2) 473 21 0 18 Tulane (9-2) 434 20 0 19 Texas A&M (8-3) 357 14 0 20 BYU (9-2) 329 15 0 21 UNLV (9-2) 205 23 0 22 Army (9-1) 165 17 0 23 Memphis (9-2) 151 24 0 24 Missouri (8-3) 148 NR 0 25 Illinois (8-3) 132 NR 0 Dropped out: No. 18 Colorado (8-3); No. 25 Kansas State (8-3). Others receiving votes: Kansas State (8-3) 124; Colorado (8-3) 115; Duke (8-3) 31; Syracuse (8-3) 19; Louisville (7-4) 8; Louisiana-Lafayette (9-2) 7; Washington State (8-3) 6; LSU (7-4) 3; Baylor (7-4) 1; Georgia Tech (7-4) 1; Iowa (7-4) 1; James Madison (8-3) 1; Miami (Ohio) (7-4) 1.

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(Reuters) - Microchip Technology lowered its third-quarter revenue forecast on Monday and announced the closure of its wafer manufacturing factory in Arizona, as the chipmaker looks to restructure under interim CEO Steve Sanghi. Microchip has been through a tumultuous few quarters, grappling with slowing orders for its automotive chips as carmakers, navigating an uncertain macro economy, clear existing inventory which they built up to avoid a supply crunch. The company now expects revenue to be close to the lower end of its previous forecast of $1.03 billion, below analysts' expectations of $1.06 billion as per data compiled by LSEG. Shares of Microchip fell over 3.5% in extended trading after being around 3% higher at close. The company's stock has fallen 22% so far this year. Microchip expects to shut down the Arizona facility in the September 2025 quarter and generate annual cash savings of around $90 million. "With inventory levels high and having ample capacity in place, we have decided to shut down our Tempe wafer fabrication facility that we refer to as Fab 2," said interim CEO Sanghi, who came into the role after Ganesh Moorthy retired from the top job at the end of November. The company said the closure should help the company moderate its inventory levels beginning in the fourth quarter and will affect around 500 employees. The company said that its other factories in Oregon and Colorado have ample space for expansion and plans to transition product manufacturing from the Arizona plant to other such facilities. (Reporting by Zaheer Kachwala in Bengaluru; Editing by Krishna Chandra Eluri) Microchip Technology lowered its third-quarter revenue forecast due to slowing orders for its automotive chips as carmakers navigate an uncertain macro economy and clear existing inventory, which they built up to avoid a supply crunch. The company now expects revenue to be close to the lower end of its previous forecast of $1.03 billion, which is below analysts' expectations of $1.06 billion. Microchip Technology is closing its wafer manufacturing factory in Arizona, known as Fab 2, due to high inventory levels and ample capacity in place, which will help the company moderate its inventory levels beginning in the fourth quarter. The closure of the Arizona factory will affect around 500 employees. Microchip Technology expects to generate annual cash savings of around $90 million from the closure of the Arizona factory.Nine Big 12 teams still in running for conference championshipCong's politics of lies exposed, public mandate reflects trust in BJP: Arun Chaturvedi

Luke Littler’s stunning Players Championship run ended in final thriller as Luke Humphries sets major Ally Pally markerPM directs cut in power tariff

Delaware judge reaffirms ruling that invalidated massive Tesla pay package for Elon MuskHouston's Al-Shaair apologizes for hit on Jacksonville's Lawrence that led to concussion HOUSTON (AP) — Houston’s Azeez Al-Shaair took to X to apologize to Jacksonville’s Trevor Lawrence after his violent blow to the quarterback’s facemask led to him being carted off the field with a concussion. Back in the starting lineup after missing two games with a sprained left shoulder, Lawrence scrambled left on a second-and-7 play in the second quarter of Houston’s 23-20 win on Sunday. He initiated a slide before Al-Shaair raised his forearm and unleashed on the defenseless quarterback. In the long post, Al-Shaair says "To Trevor I genuinely apologize to you for what ended up happening.” Jets are sticking with struggling Aaron Rodgers as their starting quarterback Aaron Rodgers will remain the New York Jets’ starting quarterback despite speculation the team could bench him in what has been a disappointing season. Interim coach Jeff Ulbrich said during a video call that he still believes Rodgers, who turned 41 on Monday, gives the Jets their best chance to win. Rodgers was 21 of 39 for 185 yards and touchdown passes to Davante Adams and Isaiah Davis but also had an interception returned 92 yards for a touchdown by Leonard Williams in the Jets’ 26-21 loss to Seattle on Sunday. Hall of Famer Randy Moss reveals he's 'battling something' internal and asks for prayers Hall of Fame wide receiver Randy Moss revealed he’s dealing with a health issue and asked fans to pray for him and his family. The 47-year-old ESPN football analyst made the announcement on Instagram from the set of the network’s “Sunday NFL Countdown” show. He directed his message to men and urged them to get checkups and bloodwork done, without specifying for any particular illness. Moss explained why he’s been wearing tinted sunglasses, saying, “I’m battling something, man, and it’s something internal, your boy is going to get through it.” College playoff bracket offers last dress rehearsal and one more chance to see where the SEC stands The next set of College Football Playoff rankings will be released Tuesday night under heavy scrutiny before the final bracket is set on Sunday. It will be one last chance to see just how much the selection committee loves the Southeastern Conference. The best gauge will be whether Miami, which suffered its second loss over the weekend, is placed behind any or all three SEC teams with three losses — Alabama, Mississippi and South Carolina, all of which are coming off wins. Whatever happens, the SEC is likely to have at least five teams in the 12-team field when the final bracket comes out. Mollie Marcoux Samaan stepping down as LPGA commissioner after 3 1/2 years of record prize money Mollie Marcoux Samaan is leaving after more than three years as LPGA commissioner. In a surprise announcement Monday, Marcoux Samaan says she will step down in January, just three weeks before the LPGA starts its 75th season. Liz Moore is the chief legal and technology officer. She'll be serving as interim commissioner until a search committee can find a permanent replacement. Marcoux Samaan was the athletic director at Princeton when she took over the LPGA in May 2021. Prize money has soared during her tenure. She also has faced criticism for the LPGA not gaining in popularity during a rise in women's sports. Kansas holds off Auburn for No. 1 in AP Top 25 as SEC grabs 3 of top 4 spots; UConn slides to No. 25 Kansas continues to hold the No. 1 ranking in The Associated Press Top 25 men’s college basketball poll. Auburn is pushing the Jayhawks in the latest poll after winning the Maui Invitational and checked in at No. 2. Two-time reigning national champion UConn nearly fell out entirely after an 0-3 week at Maui, falling from No. 2 to 25th. The Southeastern Conference had three of the top four teams with No. 3 Tennessee and No. 4 Kentucky behind the Tigers. The poll featured six new teams, headlined by No. 13 Oregon, No. 16 Memphis and No. 18 Pittsburgh. TCU, Duke climb into top 10, Notre Dame drops in women's AP Top 25; UCLA and UConn remain 1-2 TCU has its best ranking ever in The Associated Press Top 25 women’s basketball poll after a convincing win over Notre Dame. The Horned Frogs jumped eight spots to No. 9, the first time the school has ever been in the top 10. The Fighting Irish, who were third last week, fell seven spots to 10th after losses to TCU and Utah. UCLA remained No. 1, followed by UConn, South Carolina, Texas and LSU. USC, Maryland and Duke are next. USC QB Miller Moss enters transfer portal after losing starting job to Jayden Maiava LOS ANGELES (AP) — Southern California quarterback Miller Moss is entering the transfer portal after losing the Trojans’ starting job last month. Moss started the Trojans’ bowl victory last season and their first nine games this season before coach Lincoln Riley replaced him with Jayden Maiava in early November. Moss signed with USC before Riley arrived at the school. Moss also stayed after Caleb Williams transferred from Oklahoma to rejoin Riley, and he served as Williams’ backup for two seasons before getting his chance to play with six touchdown passes in last year’s Holiday Bowl. Michael Andretti's Formula 1 dream comes to bittersweet fruition without his involvement Michael Andretti has been sidelined from his namesake motorsports organization and won’t have any role with the Formula 1 program he spent the last four years desperately trying to launch. His effort to get a program partnered with General Motors into F1 was approved last week, a month after he stepped aside from his teams. F1’s decision to expand its grid for Cadillac F1 came amidst a federal antitrust investigation into why Liberty Media refused to admit Andretti Global and after Andretti partners Dan Towriss and Mark Walter claimed controlling interest of the fledgling effort. Ryan Poles to remain Bears general manager and lead search for new head coach LAKE FOREST, Ill. (AP) — Chicago Bears president Kevin Warren said Ryan Poles will remain the general manager and serve as the point person in the search for a head coach to replace the fired Matt Eberflus. He says Poles will have the “final say” if the two have differing opinions on who should get the job. Chicago had never fired a coach during a season. But a six-game losing streak marked by questionable coaching decisions spurred the founding NFL franchise to change course. The Bears let Eberflus go Friday and replaced him on an interim basis with offensive coordinator Thomas Brown.Life expectancy is back in the news, with recent revelations that Australians' life expectancy has fallen for the second year in a row, thanks to COVID-19. Well, of course, bad news makes good headlines, but do you need to be worried? Not at all. Life expectancy tables are just a snapshot of the population as a whole and have nothing to do with individuals. And, like the property market, it varies from region to region. For example, life expectancy in North Britain is six years less than life expectancy in the South - all because of lifestyle. or signup to continue reading Of course, getting an idea of how long you might live is important when you're deciding how much money you will need when you retire. But the biggest factor in how long a person lives is really how they live - that's the good news! Keep in mind that you should treat any projected life expectancy figures with healthy scepticism - how can anybody accurately forecast what medical breakthroughs will occur over the next 100 years? Not long ago, featured a striking headline: "This Baby Might Live To 120," highlighting medical breakthroughs extending human life spans. One notable aspect was a genetic disorder that stunts growth, but also shields against cancer and diabetes. Isolating this gene could mean breakthroughs in preventing these diseases altogether. David Williams, founder of My Longevity Pty Ltd, introduced the SHAPE acronym to help people estimate their life expectancy: Surroundings, Health, Attitude, Parents, and Eating habits. It's a sensible approach: those with supportive environments, good health, a positive outlook, favourable genetics, and balanced nutrition often outlive those who lack these advantages. Over time, our differences amplify, underscoring that personalised strategies work. On his website, , Williams offers a free SHAPE Analyser quiz for anyone over 44. It's a simple, five-minute tool that projects life expectancy and initiates a personalised longevity plan, guiding users to map out and maximise their future. I highly recommend trying it. But remember that life isn't static: your outlook and habits can shift over time. Research suggests that the longer you live, the greater your chances of living even longer, with the dependent phase shortening. Thus, strategic planning becomes essential, especially in a situation where one partner is fully functioning and the other partner needs care. For those aged 50 today, reaching 100 isn't far-fetched. There's a financial challenge in this: if you retire at 65, you'll need to prepare for another 35 years without income. There are two things to focus on: optimising your returns on financial assets, and optimising your lifestyle to maximise your retirement happiness. Irrespective of how long we live there are two major factors that have been proven to make for a happier, healthier and more fulfilling retirement. These are a sense of purpose, and a good social network. Having activities that give you purpose is vital - it's the reason to get out of bed in the morning. These activities can range from pursuing hobbies or playing sports to joining your body corporate's committee. The crucial thing is staying active and involved. In my opinion, the ideal environment for older retirees is a well-chosen retirement village. The best ones offer a wide array of activities that foster engagement and help sustain a sense of purpose. One of the most significant advantages of a retirement village is the support the community can offer when one partner passes away. Few things are as difficult as living alone at home after a partner's death, and many widows and widowers quickly become isolated and lonely without social support. In contrast, retirement villages offer companionship, understanding, and a shared community, ensuring that life continues with connection and comfort. Both a reversionary pension and a binding death benefit nomination are instructions to say what happens to your super when you die. A reversionary pension states that your existing super pension will continue to somebody else when you die, while a binding death benefit nomination says what happens to your super/pension when you die. A binding nomination is flexible as your money can go to a range of people in different proportions and can be used in the super and pension environments. Reversionary beneficiaries are restricted to the pension arena and can be given to only one person, which is usually your partner. There are circumstances where adding a reversionary beneficiary can provide positive and or negative impacts for income tested age pension recipients and those in aged care, particularly if the income stream was purchased prior to 1 January 2015. You need to understand the specific rules of the super fund you are in, as each fund can have variances in each type of nomination. For those with large pension balances the implications can be significant, particularly those with Self-Managed Super Funds. As always, seek advice pertaining to the specifics of your situation as what may seem quite simple, can actually be quite complex in certain circumstances. John Perri of Amp Technical says SG vouchers are treated as concessional contributions - they are effectively SGC shortfall amounts paid to the ATO by employers who have not met their SG obligations, and in turn are paid to the super fund of the employee. It's the perfect strategy. Because she is not of pensionable age the money will not count as an asset against your pension unless she starts to draw an income from it- she can still access any time if she needs. DAILY Today's top stories curated by our news team. WEEKDAYS Grab a quick bite of today's latest news from around the region and the nation. WEEKLY The latest news, results & expert analysis. WEEKDAYS Catch up on the news of the day and unwind with great reading for your evening. WEEKLY Get the editor's insights: what's happening & why it matters. WEEKLY Love footy? We've got all the action covered. WEEKLY Every Saturday and Tuesday, explore destinations deals, tips & travel writing to transport you around the globe. WEEKLY Going out or staying in? Find out what's on. WEEKDAYS Sharp. Close to the ground. Digging deep. Your weekday morning newsletter on national affairs, politics and more. TWICE WEEKLY Your essential national news digest: all the big issues on Wednesday and great reading every Saturday. WEEKLY Get news, reviews and expert insights every Thursday from CarExpert, ACM's exclusive motoring partner. TWICE WEEKLY Get real, Australia! Let the ACM network's editors and journalists bring you news and views from all over. AS IT HAPPENS Be the first to know when news breaks. DAILY Your digital replica of Today's Paper. Ready to read from 5am! DAILY Test your skills with interactive crosswords, sudoku & trivia. Fresh daily! Advertisement Advertisement

Traveling this holiday season? 10 things the TSA wants you to knowHouston's Al-Shaair apologizes for hit on Jacksonville's Lawrence that led to concussion HOUSTON (AP) — Houston’s Azeez Al-Shaair took to X to apologize to Jacksonville’s Trevor Lawrence after his violent blow to the quarterback’s facemask led to him being carted off the field with a concussion. Back in the starting lineup after missing two games with a sprained left shoulder, Lawrence scrambled left on a second-and-7 play in the second quarter of Houston’s 23-20 win on Sunday. He initiated a slide before Al-Shaair raised his forearm and unleashed on the defenseless quarterback. In the long post, Al-Shaair says "To Trevor I genuinely apologize to you for what ended up happening.” Jets are sticking with struggling Aaron Rodgers as their starting quarterback Aaron Rodgers will remain the New York Jets’ starting quarterback despite speculation the team could bench him in what has been a disappointing season. Interim coach Jeff Ulbrich said during a video call that he still believes Rodgers, who turned 41 on Monday, gives the Jets their best chance to win. Rodgers was 21 of 39 for 185 yards and touchdown passes to Davante Adams and Isaiah Davis but also had an interception returned 92 yards for a touchdown by Leonard Williams in the Jets’ 26-21 loss to Seattle on Sunday. Hall of Famer Randy Moss reveals he's 'battling something' internal and asks for prayers Hall of Fame wide receiver Randy Moss revealed he’s dealing with a health issue and asked fans to pray for him and his family. The 47-year-old ESPN football analyst made the announcement on Instagram from the set of the network’s “Sunday NFL Countdown” show. He directed his message to men and urged them to get checkups and bloodwork done, without specifying for any particular illness. Moss explained why he’s been wearing tinted sunglasses, saying, “I’m battling something, man, and it’s something internal, your boy is going to get through it.” College playoff bracket offers last dress rehearsal and one more chance to see where the SEC stands The next set of College Football Playoff rankings will be released Tuesday night under heavy scrutiny before the final bracket is set on Sunday. It will be one last chance to see just how much the selection committee loves the Southeastern Conference. The best gauge will be whether Miami, which suffered its second loss over the weekend, is placed behind any or all three SEC teams with three losses — Alabama, Mississippi and South Carolina, all of which are coming off wins. Whatever happens, the SEC is likely to have at least five teams in the 12-team field when the final bracket comes out. Mollie Marcoux Samaan stepping down as LPGA commissioner after 3 1/2 years of record prize money Mollie Marcoux Samaan is leaving after more than three years as LPGA commissioner. In a surprise announcement Monday, Marcoux Samaan says she will step down in January, just three weeks before the LPGA starts its 75th season. Liz Moore is the chief legal and technology officer. She'll be serving as interim commissioner until a search committee can find a permanent replacement. Marcoux Samaan was the athletic director at Princeton when she took over the LPGA in May 2021. Prize money has soared during her tenure. She also has faced criticism for the LPGA not gaining in popularity during a rise in women's sports. Kansas holds off Auburn for No. 1 in AP Top 25 as SEC grabs 3 of top 4 spots; UConn slides to No. 25 Kansas continues to hold the No. 1 ranking in The Associated Press Top 25 men’s college basketball poll. Auburn is pushing the Jayhawks in the latest poll after winning the Maui Invitational and checked in at No. 2. Two-time reigning national champion UConn nearly fell out entirely after an 0-3 week at Maui, falling from No. 2 to 25th. The Southeastern Conference had three of the top four teams with No. 3 Tennessee and No. 4 Kentucky behind the Tigers. The poll featured six new teams, headlined by No. 13 Oregon, No. 16 Memphis and No. 18 Pittsburgh. TCU, Duke climb into top 10, Notre Dame drops in women's AP Top 25; UCLA and UConn remain 1-2 TCU has its best ranking ever in The Associated Press Top 25 women’s basketball poll after a convincing win over Notre Dame. The Horned Frogs jumped eight spots to No. 9, the first time the school has ever been in the top 10. The Fighting Irish, who were third last week, fell seven spots to 10th after losses to TCU and Utah. UCLA remained No. 1, followed by UConn, South Carolina, Texas and LSU. USC, Maryland and Duke are next. USC QB Miller Moss enters transfer portal after losing starting job to Jayden Maiava LOS ANGELES (AP) — Southern California quarterback Miller Moss is entering the transfer portal after losing the Trojans’ starting job last month. Moss started the Trojans’ bowl victory last season and their first nine games this season before coach Lincoln Riley replaced him with Jayden Maiava in early November. Moss signed with USC before Riley arrived at the school. Moss also stayed after Caleb Williams transferred from Oklahoma to rejoin Riley, and he served as Williams’ backup for two seasons before getting his chance to play with six touchdown passes in last year’s Holiday Bowl. Michael Andretti's Formula 1 dream comes to bittersweet fruition without his involvement Michael Andretti has been sidelined from his namesake motorsports organization and won’t have any role with the Formula 1 program he spent the last four years desperately trying to launch. His effort to get a program partnered with General Motors into F1 was approved last week, a month after he stepped aside from his teams. F1’s decision to expand its grid for Cadillac F1 came amidst a federal antitrust investigation into why Liberty Media refused to admit Andretti Global and after Andretti partners Dan Towriss and Mark Walter claimed controlling interest of the fledgling effort. Ryan Poles to remain Bears general manager and lead search for new head coach LAKE FOREST, Ill. (AP) — Chicago Bears president Kevin Warren said Ryan Poles will remain the general manager and serve as the point person in the search for a head coach to replace the fired Matt Eberflus. He says Poles will have the “final say” if the two have differing opinions on who should get the job. Chicago had never fired a coach during a season. But a six-game losing streak marked by questionable coaching decisions spurred the founding NFL franchise to change course. The Bears let Eberflus go Friday and replaced him on an interim basis with offensive coordinator Thomas Brown.NoneChiefs win 9th straight AFC West title, beating Chargers 19-17 on bank-shot field goal

Josh Hubbard scored 25 points and Claudell Harris Jr. scored 21 on 6-of-9 shooting as Mississippi State escaped with a 91-84 win against Prairie View A&M on Sunday in Starkville, Miss. Prairie View A&M took a 65-64 lead with 10:38 remaining, but Hubbard and Harris Jr. each scored seven points to power the ensuing 14-1 run that put Mississippi State up for good. Hubbard punctuated the rally with a 3-pointer that made it 78-66 with 5:51 to play. The Bulldogs (8-1) stretched their lead to as many as 13 points in the closing minutes to notch their second straight win. Shawn Jones Jr. added 11 points for Mississippi State, while Michael Nwoko added 10 points and 10 rebounds. RJ Melendez also netted 10 points. The Panthers (1-8) were led by the trio of Nick Anderson (21 points) Tanahj Pettway (20) and Marcel Bryant (19). Pettway drilled 4 of 5 3-pointers and Bryant grabbed seven rebounds. Prairie View A&M got off to a hot start, opening up a 27-12 lead with 10:42 left in the first half. It was a surprising haymaker from the visitors, who entered the game winless in Division I play and faced a Bulldogs team that was ranked last week. Mississippi State eventually found its stride offensively, turning things around with a 32-17 run to tie the game at 44 entering halftime. The Bulldogs shot 50 percent from the field overall in the first half, but only made six of their 17 attempts from 3-point range (35.3 percent). Their defense remained an issue throughout the half, with the Panthers hitting 16 of their 27 shots (59.3 percent) and canning 5 of 8 3-pointers. Neither team led by more than five early in the second half until Mississippi State pulled away. The Bulldogs finished the game shooting 55.6 percent from the floor (30-of-54) and drilled 11 of 26 attempts (42.3 percent) from long range. They outrebounded Prairie View A&M 35-22 and outscored them 31-20 in bench points. The Panthers held a 34-32 advantage in points in the paint and shot 56.4 percent overall for the game, including 52.6 percent (10-of-19) on threes. --Field Level Media

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