NoneNoneDespite a recent market correction, RVNL and Tata Power stocks, previously strong performers, have shown declines. An expert analysis suggests potential upside for RVNL, with a buy recommendation above Rs 463 targeting Rs 550, but advises a stop-loss at Rs 408. For Tata Power, a buy range of Rs 397-410 is suggested, targeting Rs 490-500, with a stop-loss at Rs 370. New Delhi: Many Railway and power sector stocks have given strong returns to their investors in the last one year. However, the shares recorded a certain amount of decline during the recent ‘market correction’. Two stocks – Rail Vikas Nigam Limited (RVNL) and Tata Power have given bumper returns to the shareholders. However, these two counters also witnessed a drop. RVNL share price target RVNL shares have recorded a continuous decline in the recent months. The railway stock is tagged as a multibagger and is very popular amongst the investors. Recently, the scrip had increased to the level of Rs 480, but from there it is continuously falling. In the last one year, this stock has given returns of more than 130 per cent. On December 27, 2024 RVNL share price closed at Rs 425.25. Commenting on the RVNL share price, Sharad Mishra, CIO of sharadmishra.com, said that a good breakout was seen in RVNL shares. Its financial results were also good. However, despite this the stock did not move. He said that this happened due to market weakness. The strike base of the stock is around Rs 408. Those who have RVNL shares should maintain a Stop Loss at Rs 408. If it goes below this, you can sell the position. He said that a big move in the stock can come if it reaches Rs 463. If the stock sustains its movement at this levels, it can go up to Rs 550. He advised the investors to buy the stock when there is a big upside move in the stocks. Tata Power share price target Giving his opinion on Tata Power stock, the market expert said that a broad top pattern is being formed inside Tata Power and interested investors can purchase the stock in the range of Rs 397-Rs 410. Stop loss can positioned at Rs 370, he added. Mishra advised the Tata Power shareholders to sell their positions if it closes below Rs 370. This zone has been tested many times. “If you see, this zone test has been done several times after around April 2024. Next its elid web takes it towards Rs 457 to Rs 460. If you hold some position, you can see targets of Rs 490 to 500,” the expert added. ( Disclaimer: This article is only meant to provide information. News9 does not recommend buying or selling shares or subscriptions of any IPO and Mutual Funds .) Click for more latest Markets news . Also get top headlines and latest news from India and around the world at News9. Biplob Ghosal is Online News Editor (Business) at TV9’s digital arm - News9live.com. Leading the english business editorial team, he writes on various issues related to stock markets, economy and companies. Having over a decade of experience in financial and political journalism, Biplob has been previously associated with Timesnownews.com, Zeenews. He is an alumnus of Makhanlal Chaturvedi Rashtriya Patrakarita Vishwavidyalaya. Follow him at @Biplob_ghosal.
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Those who watched the video may be forgiven for thinking ghosts are real. Before their eyes was the familiar face of the late former Indonesian dictator Suharto , seated at a desk against a yellow background, wearing a traditional black kopiah hat and a batik shirt. Flanked by the flags of Indonesia and his party, Golkar, Suharto urged his listeners to vote for Golkar representatives in the upcoming elections. There was just one problem: the video came out in January 2024, a month before the presidential election that had as its frontrunner, Suharto’s former son-in-law and general, Prabowo Subianto, and Suharto died 16 years ago, in January 2008. Racking up over 4.7 million views as of December 22, the video was a “deepfake,” where technology was used to mimic the appearance and voice of the late dictator. It was shared by Erwin Aksa, the deputy general chair of Golkar, on X (formerly Twitter). Aksa clarified in the video caption that it was made using artificial intelligence technology, or AI. After exhorting viewers to elect the “right representatives,” Aksa said: “This video was made using AI technology to remind us how important our votes are in general elections which will determine the future so that the hopes of the Indonesian people are realised and prosperous.” Must Read What can the Philippines learn from how AI was used in Indonesia’s 2024 election? In neighboring Malaysia, the fast and affordable Internet connections available there allow citizens to consume online content at faster rates than ever before, including short videos like TikTok reels. This helped shape elections as well. The rise of the Malaysian Islamist Party (PAS) in the 2022 general election, the party that won the most seats (49 out of 222) in parliament, could be largely attributed to PAS’ mastery of TikTok , according to experts. Elections galore 2024 has been a remarkable year for elections , and particularly for elections in Asia. We’ve seen voters in Taiwan, Bangladesh, South Korea, Iran, Japan, India, Sri Lanka and Pakistan head to the polls, in many cases, resulting in changes of government or at least significant losses by the incumbents. If that does happen, long-running policies or plans for the future may be shelved, as the country either adjusts to a new government with different priorities, or the incumbents revise their policies to appeal to more voters before they get thrown out of power. With such high stakes, it is important that elections are kept free and fair, and voters have all the necessary information before they make up their minds. But if AI technology can be misused, generate misinformation and manipulate the voters, could elections be tipped one way or the other by nefarious actors, people who may not even reside in the country? We shine a spotlight of how AI, social media and electoral politics have already become enmeshed and entrenched in two recent elections in Malaysia and Indonesia. Internet-savvy countries Indonesia is a massive country in Southeast Asia, with a population of over 278 million, but it also has a high level of internet penetration. According to Indonesian site Antara News , citing the Indonesian Internet Service Providers Association in January 2024, said that Internet penetration had reached 79.5%. With this figure reaching even higher levels among the younger generations (Generation Z from 19 to 27 years old had over 87% ), and the fact that Indonesia recorded the most number of TikTok users in the world in July 2024, surpassing the United States, it seems likely that Internet videos will remain an indelible element of future elections. Indonesia eventually elected Prabowo Subianto , defense minister and chair of Gerindra as the next president. But Golkar improved its own performance , gaining 15.3% of the vote as opposed to 12.3 in 2019, remaining the second-largest party in the legislature. Perhaps the AI video helped them on their way. In Malaysia, the use of the Internet has become far more widespread. “The environment has changed completely,” said James Chin, Professor of Asian Studies at the University of Tasmania, about modern social media. Thanks to upgraded Internet access and cheaper telecommunications technology, more people in Malaysia have access to social media than ever before. “For example, you can get unlimited broadband for your mobile phone in Malaysia, the cost is about 25 ringgit (US$6) a month,” he said. And what do the people use their high-speed Internet connections for? Getting online and sharing content one may have found elsewhere, without being too concerned about its authenticity. Lessons from Indonesia The Republic of Indonesia is somewhat overlooked when democratic elections are discussed, but it happens to be the world’s third-largest democracy , after India and the United States of America. With a GDP of US$1.37 trillion (2023), and a formidable military , Indonesia is one of the most significant countries in the Southeast Asia region. It is also a major diplomatic power in the Association of Southeast Asian Nations (ASEAN) and arguably in the greater Asia Pacific region. With its prominent position, elections in Indonesia therefore have significant impact on the region and the wider world. Hundreds of people run for elected office to help shape Indonesia’s destiny. One such person is Anindya Shabrina, 29, a legal affairs specialist who joined Indonesia’s Labour Party and ran as a candidate in the February 2024 elections. Describing herself as politically active since she was a student, Anindya decided to join the Labour Party, attracted to its left-leaning stance and open approach to recruitment. “Traditionally, young people who can compete in electoral politics here are mostly from political or wealthy families, but in the Labor Party, anyone can run.” Despite her parents’ concerns, they gave their full support to Anindya’s bid to stand for a seat on the Regional People’s Representative Council of East Java, in an ultimately unsuccessful effort. And perhaps they were right to be concerned. Anindya called the experience “incredibly challenging”, citing the financial disparity between herself and her more established opponents, who could promise tangible monetary assistance while she could only expound on her proposals. Anindya said that during the course of her campaign, she had come across several instances of AI-generated video clips used to support candidates, including the Suharto video. Even her own party got involved, although they decided to stop following concerns raised by creative industry workers. However, there was another, far nastier hurdle she faced. Anonymous online detractors leveled personal attacks and harsh criticism at her, and she even faced attacks from supposed political allies who objected to her even taking part in the election. “There have been attempts to cancel me, including spreading strange rumors, and an anarchist group even created a poster calling for violence against me.” When asked if she thinks AI technology would have made the situation worse, Anindya had zero doubt. “Especially for women,” she added, raising the possibility of using AI to create fake nude images. This is not an unfounded fear, with women politicians in other countries being harassed, insulted and attacked online. During the rule of right-wing Brazilian president, Jair Bolsonaro, there was a surge of online gendered attacks , particularly on social media networks like Facebook. Lower barrier to entry Manipulated or edited photographs have been around for decades. Soviet Union dictator Josef Stalin had photos edited when the people in them drew his ire. In the computer age, Photoshop became a common tool, and was quickly used to transform photos for political purposes. Behold this picture of Sarah Palin, the Republican vice presidential candidate in the 2008 election, edited to look as though she was toting a gun and wearing a bikini. But although Photoshop was widely available, anyone who intended to create digitally-manipulated images with the programme had to have some skills in the first place. In contrast, using an open AI program has a much lower barrier to entry. As Benjamin Ang explained, “AI opens up the capability to more people in Photoshop.” Previously, one needed skills in Photoshop or video and audio editing. But now, such skills are practically not needed because all the tools are available to the public, even if they don’t understand the language of their target audience. Ang is a Senior Fellow of the Rajaratnam School of International Studies, and the Head of the Centre of Excellence for National Security. In his concurrent role as Head of Digital Impact Research, Ang is very familiar with the development of AI, and its widespread use in society, including in the political arena. Ang shed some light on just how and why AI has come about by leaps and bounds within the last few years, going from science-fiction and the mostly theoretical realm to widespread, everyday use. Calling it a “hockey-stick” effect, where progress is flat for a long time before it suddenly shoots up, Ang pointed to two other factors for the rapid development of AI. The first is the development of computer chips to the point where processing power is fast enough to handle the demands of AI. The second, Ang pointed out, is there has been roughly two decades of social media use where people have uploaded a staggering amount of personal information online. This, he said, allowed programmers to feed such information into data sets to train machine learning algorithms. Speed and ease Ang also highlighted that AI has made the speed of generating such content much faster. “Something which would have taken you an hour or several hours to do in Photoshop, or maybe a day to do video or audio editing can now be done in seconds. And because it can be done in seconds, you can keep on iterating it. You do it once, you can see ‘is it working’? You can do it again and again until you can really refine it, at a scale that has never before happened.” Roy Lee, an Assistant Professor of Information Systems Technology and Design at the Singapore University of Technology and Design, agrees. “Modern AI tools are designed with user-friendly interfaces and require minimal technical expertise. Unlike complex software like Photoshop, which demands specialised skills, AI platforms often offer intuitive prompts and automated features, enabling average users to generate high-quality content effortlessly.” The role of social media While AI has come on by leaps and bounds, its combination with social media is like setting an open flame to touchpaper; you get fireworks. Chin elaborated on the rise of the Malaysian Islamist Party (PAS) in the 2022 general election. The key to their victory, in his view, was their mastery of using TikTok to win the hearts and minds of voters. The party backed influencers who created “very slick, professionally-run” videos that in combination with their popular religious messaging, created a “powerful machine.” But what about AI-generated videos? As in Indonesia, Chin foresees the same thing happening in Malaysia. While such content is currently “simple stuff,” using cartoon figures and the like, he has no doubt that come the next election cycle, political parties will be investing their resources in creating such content. “If you speak to all the political parties in the old days, a major portion of [their] money goes to ground campaigning, paying campaign workers, setting up booths, holding night ceramahs (night rallies). If you talk to them now, right, most of them said that they’re going to shift the bulk of those resources now towards social media.” Chin also believes that in the wrong hands, misleading content created by AI will be very effective, especially once high-quality videos start being produced in earnest. He pointed out that such content did not need to be entirely faked or created out of whole cloth. Perhaps an existing video could be edited to add a few words, or redact them, to produce a misleading message. And if it’s uploaded to TikTok, with its notoriously short attention span? “I doubt very much that the ordinary voter would be able to tell the difference.” What can be done? Indonesia has taken a few tentative steps to address the problem. About a week after the presidential election in February 2024, then-President Joko “Jokowi” Widodo signed legislation that requires digital platforms to pay media outlets that provide them with content. While it does not directly tackle the misuse of AI content, it could help to ensure digital platforms are more circumspect about the kind of content they share. In September 2024, the Jakarta Globe reported that Indonesia’s Ministry of Communication and Information Technology was preparing to issue new regulations to establish “clear guidelines” for the use of AI technology in Indonesia. Deputy Minister Nezar Patria said it would be carefully studied, and require consultation with the “AI development ecosystem.” The existing circular, issued on a temporary basis by the ministry, merely outlines “ethical guidelines” for the use of AI, including “respecting human rights” and the “need for transparency.” However, despite the change in presidential administrations, Nezar was re-appointed to his post by the new president, Prabowo, who took over in October 2024. There is some hope that Indonesia will continue to work on creating AI regulations. Meanwhile in September 2024, Malaysia’s Ministry of Science, Technology and Innovation introduced the National Guidelines on AI Governance and Ethics, which seek to support safe and responsible AI development. Singapore looks ahead However, Indonesia and Malaysia’s neighbor Singapore is not waiting around, and has already introduced and passed legislation specifically governing the use of AI-generated content in an election, with one eye on its own upcoming general election. The city-state has recently gone through a rare leadership change, just its third in its near-60-year history. The new prime minister, Lawrence Wong, took over in May 2024. Unlike leaders of other countries, such as Japan, Wong did not call for snap elections soon after being sworn in. He must call for a new general election by November 2025, which leaves quite some time. He has time to see a new bill being introduced in parliament to directly address the issue of misleading, manipulated content. In October 2024, Singapore’s Minister for Digital Development and Information Josephine Teo played a “deepfaked,” AI-generated video of herself in parliament. The virtual Teo said : “It only took one person one hour to create this, using easily accessible software that anyone can use right now from the Internet. Imagine if someone produced realistic deepfakes, depicting Members of this House saying or doing something we did not actually say or do, and disseminated it. Such technology will only improve, and deepfakes may become even more realistic, convincing, and easy to make.” The bill, which was passed by Singapore’s parliament, is a very narrowly-targeted one. It prohibits the publication of online content that “realistically depicts a candidate saying or doing something [they] did not.” It covers misinformation from both AI-generated content and non-AI techniques used to create content, such as Photoshop or audio dubbing. However, the law only kicks in when the Writ of Election is issued to the close of the polls, which means it is only active for Singapore’s election season. It doesn’t matter whether the content boosts or denigrates a candidate; both are prohibited. Reposting or sharing such content is also not allowed. Measures include asking the users to take down the content, or forcing the social media site to disable access to Singaporean users. Punishments include fines for up to S$1,000 (US$760) or jail for up to a year, and up to S$1 million (US$760,000) in fines for a social media service that does not comply. Harsh? Effective? It remains to be seen. Lee called the legislation a “commendable step,” but said the main challenge depends on its execution. “Social media companies will need to regulate and investigate digitally manipulated content swiftly when requested to take down such content. Given the vast amount of content they handle daily, this poses a significant challenge in terms of scalability and response time.” Cross-border content could also happen, and getting users to take down misleading content who are not in the country could take some time. To Lee, strengthening collaboration between regulators and social media platforms is important to ensure “comprehensive protection.” Beyond governments But what else can be done, if not through government legislation? According to Lee, enhancing public awareness and media literacy is also crucial. “Educating citizens on identifying manipulated content empowers them to critically assess information,” he said. And in what may be an illustration of the old adage, “set a thief to catch a thief,” Lee shared that AI solutions can also be used to detect misinformation on social media platforms, and other platforms with user-generated content. He believes fostering partnerships between academia and industry to continuously improve such tools could significantly reduce the spread of misinformation. Chin is more skeptical. He pointed out that for such AI-generated misinformation, the content is likely to be shared to you by a trusted individual, like a friend or family member. Chin also feels that Singapore’s attempt to tackle AI-generated misinformation may not be easily replicated in other countries. “It’s a small city state, it’s much easier to handle. But for countries like Malaysia, I think, is increasingly becoming difficult. Even for Singapore, right, I think it will be very difficult in the coming years because of new platforms like Starlink, which allows you to link directly to the satellite. So whatever filters you put in at the platform level, the ISP level, even that can be bypassed with new technology.” – Rappler.com Sulaiman Daud is a 2024 #FactsMatter fellow of Rappler. He is a writer and editor at Mothership , Singapore’s youth-focused digital news platform . Must Read How AI was used in 2024 elections: Voice and chatbot clones, drafting speeches, emails
Kim Kardashian, 44, shows off her washboard abs as she poses in white SKIMS underwear and rosary beads
Singer Diljit Dosanjh honoured former Prime Minister Manmohan Singh with a moving tribute during his concert in Guwahati on Sunday. The event came just days after the renowned economist and statesman passed away at the age of 92 in Delhi following a prolonged illness. Addressing the audience, Dosanjh reflected on Singh's simplicity and dignity throughout his political career. "He led a very simple life. Even when criticised, he never responded negatively or spoke ill of anyone, which is an incredibly challenging thing to do in politics," the singer remarked. He urged the younger generation, including himself, to learn from Singh’s exemplary conduct and humility. The concert, part of Dosanjh’s Dil-Luminati tour, was dedicated to Singh’s memory. Sharing a video from the performance on Instagram, the artist emphasised the importance of drawing inspiration from the late leader’s life. Manmohan Singh’s contributions to India are widely regarded as transformative. As Finance Minister from 1991 to 1996, he led sweeping economic reforms that set the foundation for India’s growth trajectory. Serving as the country’s 13th Prime Minister from 2004 to 2014, his leadership was marked by economic resilience and efforts to modernize India's infrastructure and international standing. After retiring from public life in 2014, Singh left behind a legacy of integrity, intellect, and steadfast commitment to India’s progress. Diljit’s tribute resonated with many as a poignant acknowledgement of the late leader’s impact and values.CORPUS CHRISTI, Texas (AP) — Jordan Roberts scored 19 points as Texas A&M-Corpus Christi beat Schreiner 103-44 on Sunday. Roberts went 7 of 11 from the field (3 for 4 from 3-point range) for the Islanders (8-6). Dian Wright-Forde scored 14 points while shooting 4 of 7 from the field and 6 for 8 from the line and added three steals. Sheldon Williams shot 5 of 6 from the field and 3 of 6 from the free-throw line to finish with 13 points. The Mountaineers were led by Beau Cervantes, who recorded nine points. Kamden Ross added seven points and three blocks. ___ The Associated Press created this story using technology provided by and data from . The Associated PressEducation Minister Nara Lokesh said on Sunday that the state has initiated a Skill Census programme, first of its kind in the country, to develop self-employment-based skills among the youth. The state would also be providing training for courses in such a way that youths are equipped for jobs both internally and abroad, he said. On the Skill Census, Lokesh said an agreement was signed recently with Centurion University to develop self-employment-based skill programmes for the youth in rural areas. “Through this, enterprise clusters will be established in sectors such as garment manufacturing, auto parts, dragon fruit cultivation, smart agriculture and drone technology. Vocational training will be provided in these sectors.” He noted, “Recently, an agreement was signed with 2COMS to provide skill training to youths in courses that can fetch them jobs abroad too.” The first phase of the skill census of 1.12 lakh households and 2.77 lakh residents of Mangalagiri assembly constituency and Thullur mandals has been completed. “Arrangements have been made to start the skill census across the state soon and complete it within six months. Vocational training programmes were conducted for 6,035 candidates under the DDUGKY scheme,” the minister said. Focusing on aerospace, automotive and shipbuilding, 2,506 candidates from 63 engineering colleges were trained in high-end Dassault Systems labs. In collaboration with organisations like Wadhwani Foundation and NASSCOM, 27,928 candidates were trained in technical, employability and soft skills in 483 degree colleges, he said. Lokesh gave a route map of the activities to be undertaken in the Skill Development department in the next six months. He said, “APAAR IDs should be given to all (100%) polytechnic and ITI students in the state. Skill Census programme should be effectively carried out across the state.” Some 20,000 candidates should be trained in 200 skill hubs, 2,000 candidates in 37 skill colleges and 2,000 candidates in skill spokes with industry participation. 2,500 workers should be trained in NAC centers from the AP Building and Other Construction Workers Welfare Board. Training programmes should be conducted for 150 people through Power Grid CSR, 30 people under the National Institute of Solar Energy CSR component at NAC centres, he said. The minister said employment should be provided to 26,000 candidates through DDUGKY skill development. Some 20,000 students from engineering colleges should be trained through CM Excellence Centres, 25,000-degree students in Employability Skill Centres and 10,000 students in Dassault Centres (CAD training). He said, “Under Skill International Programme, necessary training programmes should be completed through CEDAP to recruit candidates in sectors like Nursing, Construction and Automobile. Indo-Euro Synchronisation, 2Coms Consulting Pvt Ltd should facilitate overseas recruitment for nurses in Germany.” For artisans under the Pradhan Mantri Vishwakarma Scheme, training programmes wuld be conducted for candidates under Nal Jal Mitra Scheme. He said the PM Internship awareness campaigns would be launched for industry onboarding and community awareness through DET & APSSDC. State-wide job fairs would be organised and job opportunities provided to the unemployed youth. Laboratories in government polytechnic colleges would be modernised and upgraded, and industrial laboratories would be set up in ITIs. The 5th semester textbooks and lab-manuals would be printed and provided to six departments through SBTET for diploma students in a timely manner, Lokesh said.
It has been more than four decades since Jimmy Carter campaigned for president in the Granite State. The former president was mostly unknown to New Hampshire voters when he launched his campaign, an effort that would eventually take him to the White House. Carter died Sunday . He was 100 years old. Carter spoke to an excited crowd in 1976 after he won the New Hampshire primary. "I remember when we couldn't find a microphone!" he said. Forty-five years later, friends and supporters have fond memories of Carter in the Granite State. New Hampshire Democratic Party Chairman Ray Buckley said Carter's campaign focused on everyday Granite Staters. "They essentially flew in, rented a car, got in it by themselves and drove to a town and would go up and down the street, then write handwritten notes that night and send it to the people," Buckley said. That personal touch left a mark. During a visit to Robie's Country Store in 1975, Carter would walk up to people and introduce himself. "He came up in back of me and he says, ''Good morning, Mr. Robie. I'm Jimmy Carter, and I'm running for president of the United States,' and I turned around quick and looked at him and I said, 'Jimmy who?'" said Lloyd Robie, of Robie's Country Store. >> New Hampshire Primary Vault: The history behind Jimmy Carter's stunning primary win in 1976 State Rep. Katherine Rogers, D-Concord, was one of Carter's first hired campaign managers in New Hampshire. "Looking back, people might say they didn't like a policy he had, something didn't work out, but I don't think you'd ever hear somebody say that Jimmy Carter lied, that there was a scandal, that he was untruthful," Rogers said in 2015. When Carter saw that interview with Rogers online, he sent her a handwritten note thanking her, once again, for her contributions to his campaign. U.S. Sen. Jeanne Shaheen said Carter helped mark the start of her life in politics. "When Jimmy Carter got elected president, when he started running for president in New Hampshire, (my husband) Bill and I went to the first campaign organizational meeting that Carter had in 1975, and that was our immediate entrée into politics," Shaheen said. Even after a brain cancer diagnosis in 2015, followed by hospitalizations in 2019 after multiple falls, the 39th president was a lifelong champion for helping others through organizations such as Habitat for Humanity. "Because that's what he truly believed in," said Jim Demers, of Demers and Blaisdell, a Concord-based government affairs firm. "He really exemplifies everything that's good about America," Buckley said.
Nita Simpson has lived more lives than many. She’s coached basketball. She’s coached volleyball. She’s coached boxing. She’s run a record label. She’s been a radio personality. All of these phases of her life have allowed her to find her purpose. Simpson is the founder and chief executive officer of Battle Tested Kids , a nonprofit organization that formed in 2019 and provides mentorship and sports training for low-income and underserved youth in Oakland. During the fifth annual Juneteenth in Oakland’s Town Jubilee, Simpson was recognized with the Town Hero award for her efforts. “It’s being able to see what a person is lacking and what a situation is lacking,” Simpson said, “and then being able to fill those gaps. That seems to be my gift. Giving people my work ethic, tapping into the mind, that seems to be the gift that God gave me.” With that gift, Simpson and her organization have been able to influence members of the next generation. Like Jamahl Foster, one of the first people who Simpson ever mentored. Simpson, having shared a church with Foster’s parents, has known Foster his entire life. When she began coaching him in basketball when he was in the eighth grade, she wasn’t afraid to challenge him. Foster recalls learning the importance of “extreme numbers” like making 1,000 shots per day and, on one occasion, running around a gym while carrying a rice bag. Simpson connected the work ethic needed to succeed in basketball with the work ethic necessary to succeed academically. Upon graduating from KIPP King Collegiate in San Lorenzo, Foster graduated with a degree in kinesiology at Cal State East Bay. Currently, the 29-year-old works as a financial consultant and personal trainer while serving as an assistant coach for Battle Tested Kids. “Some of these kids don’t really know work ethic,” Foster said. “So, we really try to teach these kids work ethic. They think they know with their little big heads, but then they get into our program. Then, they’re like, ‘Oh, I don’t know.’” Like Shariff Salzman, who was, by his own admission, “going down the wrong path” when he met Simpson at 16. Before working with Simpson, Salzman recalls “not really doing anything with my life.” He relied on marijuana to deal with childhood trauma. What Simpson provided was structure. Fresh off graduating high school, Salzman now has his hand in several businesses and makes music under the moniker Young Legend. “I would just be hanging out, not taking school seriously,” Salzman said. “I was failing my classes. When I joined the program, now I had to do (well) in school. She helped me get more laser focused, not just in basketball, but in life.” Like Yuniqque Robinson, who won a state championship under Simpson last season at Oakland High. If not for Simpson, Robinson might have quit on basketball entirely. Robinson recalled having a lack of motivation as she entered her senior year of high school. She didn’t want to play basketball. She didn’t want to run track. During early-season basketball practices, Robinson would storm off the court when she felt frustrated. Simpson, an honorable mention selection by this publication last season for coach of the year , was always there to provide equanimity, and Robinson believes she would’ve quit if not for Simpson’s influence. “She would sit me down and talk to me and tell me, ‘It’s OK, you’re not going to be perfect the first time you try it. Just keep going,’” said Robinson, who’s in her freshman year at Alabama A&M. “She motivated me to do better and keep trying and not give up on myself, because there was a time I wanted to quit basketball because I felt like I wasn’t good enough to play.” The path to forming Battle Tested Kids started, in essence, when Simpson was entering high school. Simpson grew up in East Oakland, but instead of attending an Oakland-area high school, she elected to attend Marin Academy, a private college preparatory school in San Rafael. Simpson, who attended public schools leading up to high school, knew that attending high school in Marin County would be starkly different compared to Oakland. But even as a preteen, she understood the value of branching out. “I remember my parents asked, ‘Are you sure you want to go there? This is the one?’ I told them, whoever offers the most money, that’s the place I’ll go,” Simpson said. “The reality was when you look at the population at the time, it is predominantly white. So, for me, as someone who wanted to operate in high places, it was a replica of what I would be dealing with in the real world.” From Marin Academy, Simpson attended Whittier College. Along with majoring in business, Simpson started her first business, Prime Dymes Entertainment, with her friend, Rita Forte. Simpson served as a personality on Whittier’s college radio station, which allowed her to become familiar with working with record labels. That experience set the stage for her to run Rah Muzik, otherwise known as Black & White Entertainment, from 2004 to 2007, their main artist being legendary Oakland rapper Keak Da Sneak. Following her time in the music industry, Simpson found her way back to the sporting world, spending time coaching basketball at Marin Academy, AIMS College Prep (both boys and girls) and, now, Oakland High School, which Simpson led to a state title in her first season as head coach. It was the totality of these lived experiences that set the stage for Battle Tested Kids to come into formation. Simpson’s ambitions, though, only begin here. She envisions one day having a dedicated facility, one that will allow the organization to stop renting out other spaces. From there? She wants a full-blown campus. “I want so much technology in (my facility). People will probably think, ‘She’s crazy.’ I am a little bit of that,” Simpson says with a smile. “There’s not even a professional facility that has what I want in mind. But this is the mecca of technology, so why can’t I have it? It’s just a matter of getting in the room with the right people to be able to make it happen.” If history is any indicator, doubt Simpson at your own risk. For more information, and to donate, go to sharethespiriteastbay.org/donate . Donations will help Battle Tested Kids to offer camp to 150 underserved youth, and to support and fund three paid internships for at-risk youth wanting to pursue careers in sports, social media management, photography, web design, entrepreneurship or marketing.“Suddenly, there was an explosive rise not ten feet away, and an eight-inch trout came up out of the water to take one of the airborne mayflies. In all my life, it was the most memorable rise of a wild fish." -- Jimmy Carter While I’ve never met President Jimmy Carter, he’s been a part of my life for a long time. I came of age politically in the early 1970s when the end game in the Vietnam War still stoked furious debate and the constitutional crisis of Watergate brought down the Nixon presidency. Historians, presidential scholars, and politicians fell over themselves to decry the excesses of what Arthur Schlesinger, Jr. famously termed "the imperial presidency."Chess grandmaster Magnus Carlsen returns to a tournament after a dispute over jeans is resolved NEW YORK (AP) — Top ranked chess player Magnus Carlsen is headed back to the World Blitz Championship on Monday. That's after its governing body agreed to loosen a dress code that got him fined and denied a late-round game in another tournament for refusing to change out of jeans. The International Chess Federation president said in a statement Sunday that he’d let World Blitz Championship tournament officials consider allowing “appropriate jeans” with a jacket, as well as other "minor deviations” from the dress code. Carlsen quit the World Rapid and Blitz Chess Championships on Friday. He said Sunday he would play — and wear jeans — in the World Blitz Championship. 'Sonic 3' and 'Mufasa' battle for No. 1 at the holiday box office Two family films are dominating the holiday box office, with “Sonic the Hedgehog 3” winning the three-day weekend over “Mufasa” by a blue hair. According to studio estimates Sunday, the Sonic movie earned $38 million, while “Mufasa” brought in $37.1 million from theaters in the U.S. and Canada. The R-rated horror “Nosferatu” placed third with an unexpectedly strong $21.2 million. Thanksgiving release holdovers “Wicked” and “Moana 2” rounded out the top five. Christmas Day had several big film openings, including the Bob Dylan biopic “A Complete Unknown,” the Nicole Kidman erotic drama “Babygirl” and the boxing drama “The Fire Inside.” Charles Shyer, ‘Father of the Bride’ and ‘Baby Boom’ filmmaker, dies at 83 An Oscar-nominated writer and filmmaker known for classic comedies like “Private Benjamin,” “Baby Boom” and “Father of the Bride," Charles Shyer has died. He was 83. On Sunday his daughter Hallie Meyers-Shyer told The Associated Press that he died Friday in Los Angeles. No cause was disclosed. Born in Los Angeles in 1941 to a filmmaker father, Shyer's big breakthrough came with co-writing “Private Benjamin” for which he and Nancy Meyers received an Oscar nomination. He and Nancy Meyers were frequent collaborators through their nearly 20-year marriage, including on the remake of “The Parent Trap," starring Lindsay Lohan. LeBron James at 40: A milestone birthday arrives Monday for the NBA's all-time scoring leader When LeBron James broke another NBA record earlier this month, the one for most regular-season minutes played in a career, his Los Angeles Lakers teammates handled the moment in typical locker room fashion. They made fun of him. Dubbed The Kid from Akron, with a limitless future, James is now the 40-year-old from Los Angeles with wisps of gray in his beard, his milestone birthday coming Monday, one that will make him the first player in NBA history to play in his teens, 20s, 30s and 40s. He has stood and excelled in the spotlight his entire career. Belgium will ban sales of disposable e-cigarettes in a first for the EU BRUSSELS (AP) — Belgium will ban the sale of disposable electronic cigarettes as of Jan. 1 on health and environmental grounds in a groundbreaking move for European Union nations. Health minister Frank Vandenbroucke tells The Associated Press that the inexpensive e-cigarettes have turned into a health threat since they are an easy way for teenagers to be drawn into smoking and get hooked on nicotine. Australia outlawed the sale of “vapes” outside pharmacies earlier this year in some of the world’s toughest restrictions on electronic cigarettes. Now Belgium is leading the EU drive. Belgium's minister wants tougher tobacco measures in the 27-nation bloc. Charles Dolan, HBO and Cablevision founder, dies at 98 Charles F. Dolan, who founded some of the most prominent U.S. media companies including Home Box Office Inc. and Cablevision Systems Corp., has died at age 98. Newsday reports that a statement issued Saturday by his family says Dolan died of natural causes. Dolan’s legacy in cable broadcasting includes founding HBO in 1972, Cablevision in 1973 and the American Movie Classics television station in 1984. He also launched News 12 in New York City, the first U.S. 24-hour cable channel for local news. Dolan also held controlling stakes in companies that owned Madison Square Garden, Radio City Music Hall, the New York Knicks and the New York Rangers. Snoop's game: Snoop Dogg thrills the crowd in the bowl that bears his name TUCSON, Ariz. (AP) — Miami of Ohio beat Colorado State in the Arizona Bowl, but Snoop Dogg was the main attraction. The Snoop Dogg Arizona Bowl presented by Gin & Juice by Dre and Snoop was much a spectacle as a football game. Snoop Dogg seemed to be everywhere all at once, from a pregame tailgate to the postgame trophy presentation. Snoop Dog donned a headset on Colorado State's sideline, spent some time in the broadcast and even led both marching bands as conductor during their halftime performance. Snoop Dogg saved the best for last, rolling out in a light green, lowrider Chevy Impala with gold rims and accents, the shiny Arizona Bowl trophy in his hand as fans screamed his name. Mavs star Luka Doncic is latest pro athlete whose home was burglarized, business manager says DALLAS (AP) — Luka Doncic of the Dallas Mavericks is the latest professional athlete whose home has been burglarized. The star guard’s business manager tells multiple media outlets there was a break-in at Doncic’s home Friday night. Lara Beth Seager says nobody was home, and Doncic filed a police report. The Dallas Morning News reports that jewelry valued at about $30,000 was stolen. Doncic is the sixth known pro athlete in the U.S. whose home was burglarized since October. Star NFL quarterbacks Patrick Mahomes of Kansas City and Joe Burrow of Cincinnati are among them. The NFL and NBA have issued security alerts to players over the break-ins. Victor Wembanyama plays 1-on-1 chess with fans in New York Victor Wembanyama went to a park in New York City and played 1-on-1 with fans on Saturday. He even lost a couple of games. Not in basketball, though. Wemby was playing chess. Before the San Antonio Spurs left New York for a flight to Minnesota, Wembanyama put out the call on social media: “Who wants to meet me at the SW corner of Washington Square park to play chess? Im there,” Wembanyama wrote. It was 9:36 a.m. And people began showing up almost immediately. Norwegian chess grandmaster Magnus Carlsen quits a tournament in a dispute over jeans NEW YORK (AP) — The International Chess Federation says top ranked player Magnus Carlsen has left the World Rapid and Blitz Chess Championships after refusing to change out of the jeans he wore to the competition. The federation said Friday that its regulations include a dress code that bars participants from wearing jeans at the event. The Norwegian chess grandmaster says he accepted a $200 fine but refused to change his pants out of principle before leaving the competition in New York. The federation said the dress code is designed to ensure professionalism and fairness for all participants.
DeNA (OTCMKTS:DNACF) Hits New 12-Month High – Still a Buy?The Fight Over Emissions From Heavy Trucks Moves To The Courts
Cemtrex Announces 1-For-35 Reverse Stock SplitCORPUS CHRISTI, Texas (AP) — Jordan Roberts scored 19 points as Texas A&M-Corpus Christi beat Schreiner 103-44 on Sunday. Roberts went 7 of 11 from the field (3 for 4 from 3-point range) for the Islanders (8-6). Dian Wright-Forde scored 14 points while shooting 4 of 7 from the field and 6 for 8 from the line and added three steals. Sheldon Williams shot 5 of 6 from the field and 3 of 6 from the free-throw line to finish with 13 points. The Mountaineers were led by Beau Cervantes, who recorded nine points. Kamden Ross added seven points and three blocks. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .
Two-thirds of Wild's top line back together with Eriksson Ek’s returnNORMAL, Ill. (AP) — Sasa Ciani had 16 points in UIC's 73-67 victory over Illinois State on Sunday. Ciani had nine rebounds for the Flames (9-4, 1-1 Missouri Valley Conference). Javon Jackson scored 14 points while going 4 of 10 from the floor, including 2 for 3 from 3-point range, and 4 for 6 from the line. Ahmad Henderson II shot 4 of 7 from the field, including 1 for 3 from 3-point range, and went 3 for 3 from the line to finish with 12 points. The Redbirds (8-5, 0-2) were led by Malachi Poindexter, who posted 20 points. Ty Pence added 10 points and Dalton Banks pitched in with nine points, five assists and two steals. Jackson scored nine points in the first half and UIC went into the break trailing 35-33. UIC outscored Illinois State by eight points in the second half. Ciani led the way with 14 second-half points. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .
Northern Dynasty Minerals Ltd. ( TSE:NDM – Get Free Report ) (NYSE:NAK)’s stock price hit a new 52-week high during mid-day trading on Friday . The company traded as high as C$0.82 and last traded at C$0.81, with a volume of 539606 shares trading hands. The stock had previously closed at C$0.73. Northern Dynasty Minerals Stock Up 12.3 % The stock has a market cap of C$440.93 million, a price-to-earnings ratio of -27.33 and a beta of 0.75. The business’s 50 day moving average is C$0.66 and its 200-day moving average is C$0.53. The company has a debt-to-equity ratio of 2.65, a quick ratio of 3.93 and a current ratio of 0.61. Insider Activity at Northern Dynasty Minerals In related news, Director Robert Allan Dickinson sold 100,000 shares of the firm’s stock in a transaction dated Tuesday, November 5th. The stock was sold at an average price of C$0.59, for a total transaction of C$59,010.00. 1.86% of the stock is owned by corporate insiders. About Northern Dynasty Minerals Northern Dynasty Minerals Ltd. engages in the exploration of mineral properties in the United States. It holds a 100% interest in the Pebble Copper-Gold-Molybdenum-Silver-Rhenium project comprising 1,840 mineral claims that covers an area of approximately 274 square miles located in southwest Alaska, the United States. Further Reading Receive News & Ratings for Northern Dynasty Minerals Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Northern Dynasty Minerals and related companies with MarketBeat.com's FREE daily email newsletter .
Building on the Answer with AI feature it added back in April, Brave today announced a new Chat mode for Brave Search that lets you ask follow-up questions to queries. “Starting today, when a query is recognized as a question, Brave Search provides a summary with a chat bar,” . “Engaging with this chat bar opens a chat experience, allowing users to explore the topic in more depth.” Sign up for our new free newsletter to get three time-saving tips each Friday — get free copies of Paul Thurrott's Windows 11 and Windows 10 Field Guides (normally $9.99) as a special welcome gift! This new Chat mode is powered by open and internal LLMs (large language models), Brave says, plus Brave Search results, reducing the chance of hallucinations. It builds on a previous feature, , which delivers Big Tech-free generative AI-based answers to questions at the top of the search results page. According to Brave, this experience now generates over 11 million answers daily. And now users can expand on that initial answer with follow-up questions: You’ll see an “Ask a follow-up question” chat box appear at the end of the AI answer so you can keep going. To test this, I asked Brave Search, “How many Star Wars movies are there?” Answer with AI responded that there were 12 canonical Star Wars movies*, with several more in development. So I asked, “when is the next movie coming out?” and it replied that has a May 22, 2026 release date. As with everything Brave does, Brave Search, Answer with AI, and the new Chat mode all emphasize user privacy, with no profiling or stored search history. (The results note that, “This chat is temporary and will not be saved.”) “These conversations are ephemeral, meaning they’re not persisted or stored,” the company explains. “Your conversations with Answer with AI remain safe and private.” Brave Search, Answer with AI, and Chat mode are free. If you’re using Brave and haven’t changed the default search engine, you can start a search directly from the address bar. Otherwise, you can and try it that way. * This is incorrect, there are 11. It counted (2022), a television series, as a movie for some reason. As it says, “AI-generated answer. Please verify critical facts.” But Wikipedia also says there are 12, with the 12th being a quickie theatrical release of some episodes as a movie of sorts. Eh. Paul Thurrott is an award-winning technology journalist and blogger with 30 years of industry experience and the author of 30 books. He is the owner of and the host of three tech podcasts: with Leo Laporte and Richard Campbell, , and with Brad Sams. He was formerly the senior technology analyst at Windows IT Pro and the creator of the SuperSite for Windows from 1999 to 2014 and the Major Domo of Thurrott.com while at BWW Media Group from 2015 to 2023. You can reach Paul via , or . Join the crowd where the love of tech is real - become a Thurrott Premium Member today! Sign up for our new free newsletter to get three time-saving tips each FridayPromoting innovation
WASHINGTON (AP) — Working-class voters helped Republicans make steady election gains this year and expanded a coalition that increasingly includes rank-and-file union members, a political shift spotlighting one of President-elect Donald Trump’s latest Cabinet picks: a GOP congresswoman, who has drawn labor support, to be his labor secretary. Oregon Rep. Lori Chavez-DeRemer narrowly lost her bid for a second term this month, despite strong backing from union members, a key part of the Democratic base but gravitating in the Trump era toward a Republican Party traditionally allied with business interests. “Lori’s strong support from both the Business and Labor communities will ensure that the Labor Department can unite Americans of all backgrounds behind our Agenda for unprecedented National Success - Making America Richer, Wealthier, Stronger and more Prosperous than ever before!” Trump said in a statement announcing his choice Friday night. For decades, labor unions have sided with Democrats and been greeted largely with hostility by Republicans. But with Trump's populist appeal, his working-class base saw a decent share of union rank-and-file voting for Republicans this year, even as major unions, including the AFL-CIO and the United Auto Workers , endorsed Democrat Kamala Harris in the White House race. Trump sat down with the International Brotherhood of Teamsters union leadership and members this year, and when he emerged from that meeting, he boasted that a significant chunk of union voters were backing him. Of a possible Teamsters endorsement, he said, “Stranger things have happened.” The Teamsters ultimately declined to endorse either Trump, the former president, or Harris, the vice president, though leader Sean O’Brien had a prominent speaking slot at the Republican National Convention. Kara Deniz, a Teamsters spokesperson, told the Associated Press that O’Brien met with more than a dozen House Republicans this past week to lobby on behalf of Chavez-DeRemer. “Chavez-DeRemer would be an excellent choice for labor secretary and has his backing,” Deniz said. The work of the Labor Department affects workers’ wages, health and safety, ability to unionize, and employers' rights to fire employers, among other responsibilities. On Election Day, Trump deepened his support among voters without a college degree after running just slightly ahead of Democrat Joe Biden with noncollege voters in 2020. Trump made modest gains, earning a clear majority of this group, while only about 4 in 10 supported Harris, according to AP VoteCast, a sweeping survey of more than 120,000 voters nationwide. Roughly 18% of voters in this year's election were from union households, with Harris winning a majority of the group. But Trump's performance among union members kept him competitive and helped him win key states such as Pennsylvania, Michigan and Wisconsin. Chavez-DeRemer was one of few House Republicans to endorse the “Protecting the Right to Organize” or PRO Act, which would allow more workers to conduct organizing campaigns and add penalties for companies that violate workers’ rights. The measure would weaken “right-to-work” laws that allow employees in more than half the states to avoid participating in or paying dues to unions that represent workers at their places of employment. Trump's first term saw firmly pro-business policies from his appointees across government, including those on the National Labor Relations Board. Trump, a real estate developer and businessman before winning the presidency, generally has backed policies that would make it harder for workers to unionize. During his recent campaign, Trump criticized union bosses, and at one point suggested that UAW members should not pay their dues. His first administration did expand overtime eligibility rules, but not nearly as much as Democrats wanted, and a Trump-appointed judge has since struck down the Biden administration’s more generous overtime rules. He has stacked his incoming administration with officials who worked on the Heritage Foundation’s “Project 2025” blueprint, which includes a sharp swing away from Biden’s pro-union policies. “Chavez-DeRemer’s record suggests she understands the value of policies that strengthen workers’ rights and economic security,” said Rebecca Dixon, president and CEO of National Employment Law Project, which is backed my many of the country’s major labor unions. “But the Trump administration’s agenda is fundamentally at odds with these principles, threatening to roll back workplace protections, undermine collective bargaining, and prioritize corporate profits over the needs of working people. This is where her true commitment to workers will be tested.” Other union leaders also issued praise, but also sounded a note of caution. “Educators and working families across the nation will be watching ... as she moves through the confirmation process,” the president of the National Education Association, Becky Pringle, said in a statement, “and hope to hear a pledge from her to continue to stand up for workers and students as her record suggests, not blind loyalty to the Project 2025 agenda.” AFL-CIO President Liz Shuler welcomed the choice while taking care to note Trump's history of opposing polices that support unions. "It remains to be seen what she will be permitted to do as secretary of labor in an administration with a dramatically anti-worker agenda,” Shuler said.Why incoming FTC chair Andrew Ferguson will ‘bring the heat on Big Tech’Jamaica’s Tourism Incubator Programme receives $100m investment to support innovative businesses
These are the four up-and-coming British companies I recommend investing in for real rewards next year and beyond, by shares guru JOANNE HART By JOANNE HART Updated: 16:55, 29 December 2024 e-mail 2 View comments Stock markets are intended to help companies grow. However, that theory has been sorely tested this year, with many firms hit by a cruel combination of economic uncertainty and investor apathy. Rachel Reeves's Budget made matters worse but this is no time for investors to turn their backs on Britain. Many UK stocks have huge potential. Often undervalued by the stock market, they have proved their resilience in recent years and shown they can move forward, even when conditions are tough. Midas top picks for 2025 include four such businesses, drawn from very different markets but all expected to deliver real rewards for shareholders next year and beyond. Assura The NHS is in a mess. More than six million people are waiting for treatment and half of them have been on waiting lists for four months or more. Cancer targets are continually missed, A&E waiting times are a national disgrace, and GPs are stretched to breaking point. To cap it all, the nation is becoming less healthy, with obesity levels rising, heart disease increasing, and life expectancy falling in the poorest parts of Britain. Change is needed – and Assura is helping to provide this. It designs, builds and manages healthcare facilities, from GP surgeries and NHS training centres to mental health units and private hospitals. Today, Assura has about 620 properties, two-thirds of which are GP surgeries, while private hospitals account for a quarter of the group. Many households regard private hospitals as greedy, price-gouging businesses. However, these are not just used by wealthy clients but also the NHS, helping to shorten waiting times and offering specialist services that the state simply cannot afford. Nuffield Health for example, Assura's largest customer on the private side, is a charity focused on community wellbeing. Assura designs, builds and manages healthcare facilities, from GP surgeries and NHS training centres to mental health units and private hospitals (picture posed by models) On the GP front, Assura surgeries are often modern and purpose-built, designed in consultation with doctors to create an environment that works for patients and medics alike. Chief executive Jonathan Murphy joined the group as finance director in 2013, rising to the top job four years later. Well regarded, Murphy is determined to build a business that improves Britain's health and delivers rewards for investors. Earnings and dividends have risen steadily over the past decade and last summer, Murphy spent £500 million on a portfolio of 14 hospitals, which are expected to drive growth for 2025 and beyond. Even after splashing out on the new assets, Assura is still forecast to increase dividends by 3 per cent to 3.3 p in the year to March 2025, putting the shares on a generous 8.5 per cent yield. Midas verdict: Property firms have been savaged recently and Assura is no exception, with its shares almost halving in value since 2022. This seems excessive. Health Secretary Wes Streeting is determined to make his mark and Assura is well positioned to benefit, as the government strives to ease pressure on the Health Service by encouraging greater use of GP surgeries and private hospitals. At 38p, the shares offer long-term growth and highly attractive dividends. Buy. Traded on: Main market Ticker: AGR Contact: assuraplc.com Telecom Plus American statesman Benjamin Franklin is credited with coining the phrase that nothing in this world is certain except death and taxes. But its first recorded mention was actually in a work by British playwright Christopher Bullock. For most of us today, though, another certainty is monthly bills. Never welcome, their number seems to increase on a regular basis – gas, electricity, broadband, mobile, insurance, plus numerous subscriptions to everything from TV to toilet paper. Telecom Plus aims to simplify customers' lives, with one bill covering energy, internet use, mobile phones and home insurance. Starting out from a pub in Henley-on-Thames in 1996, the company has more than a million customers and is valued on the stock market at almost £1.4 billion. Operating under the brand name Utility Warehouse, the group is focused on delivering top-tier service, ease of use and consistently competitive pricing. Accolades and awards suggest that the business is true to its word, as it has just been ranked number one for energy by Citizens Advice. Not only does Telecom Plus differ from peers in the range of services on offer, but it also acquires customers primarily by recommendations from existing users. Ordinary people – teachers, nurses, firefighters, police – tell friends, family or neighbours about Utility Warehouse and are rewarded for every person that they convert. Payment comes as a percentage of the new customer's bill – generally about 2.5 per cent – and for serial recommenders, known as agents, the rewards can be substantial, stretching to hundreds of pounds a year. The system is highly unusual but it works, with customer numbers – and profits – growing by more than 10 per cent a year for the past three years and set to continue. Chief executive Stuart Burnett is keen to double customer numbers to two million over the next five to seven years and add more services to his roster, with motor and pet insurance high on his list. Customers receive a loyalty card too, which takes money off their bill when they buy goods at chains such as Sainsbury's and Boots. Savings can run into hundreds of pounds for committed customers. The more customers join the group, the more profitable it becomes and the more dividends can be paid to shareholders. Shares guru Joanne Hart recommends that you buy and hold shares in Telecom Plus Brokers forecast a dividend of 94p for the year to March 2025, rising to £1.07 the following year and £1.18 in 2027. With the shares at £17.28, that puts Telecom Plus on a yield of almost 5.5 per cent. Midas verdict: Telecom Plus shares peaked at more than £25 two years ago, when energy prices were soaring and inflation was rampant. They have fallen 30 per cent since then to £17.28, with investors worried that new customers will be harder to find in today's environment. Evidence to date would suggest otherwise and the shares should bounce back in 2025 and beyond. Buy and hold. Traded on: Main market Ticker: TEP Contact: telecomplus.co.uk Distribution Finance Capital Staycations came into their own after the Covid pandemic and many holidaymakers decided they preferred them. More than 500,000 caravans trundle round the UK each year, demand for campervans and motorhomes has been soaring, and sales of new vehicles top 25,000 annually. Manchester-based Distribution Finance (DF) Capital oils the wheels of this market and its prospects are bright. The company provides finance to hundreds of dealers nationwide, via loans that are repaid as soon as vehicles are sold. Loans are subsidised by manufacturers so DF works with these firms as well, ensuring processes run smoothly from start to finish. Founded in 2016 by a trio of financial specialists who cut their teeth at US giant GE Capital, DF aims to stand out from larger competitors through a combination of top-tier technology and old-fashioned, personal service. Read More Where you should invest your money to set yourself up for a prosperous 2025, by JEFF PRESTRIDGE Rivals tend to be large banks, saddled with legacy IT. DF has built its own systems, which are easy to use by makers and dealers. Motorhomes and caravans account for about a quarter of DF's business. However, the group operates in several other areas too, from boats and motorbikes to pre-fabricated holiday homes and lodges for retirement communities. The latter are increasingly popular for older couples looking to downsize, release some funds and have fun in their senior years. Trading is brisk across the group. Working with almost 100 manufacturers and about 1,200 dealers, DF is growing fast. Chief executive Carl D'Ammassa revealed earlier this month that results for 2024 would be significantly ahead of expectations with profits of more than £18.5 million, a fourfold increase over 2023. There are high hopes for 2025 as well, with D'Ammassa planning to offer loans not just to dealers but to their customers too. The motor finance market has become enmeshed in scandal, with dealers and lenders accused of hiding commissions and overcharging customers. DF Capital will focus on specialist vehicles rather than cars, but should benefit as lenders across the industry struggle with past problems. D'Ammassa intends to start small as well, so he can be choosy in his choice of customers and keep credit quality high. DF runs a fully licensed savings bank too, financing its lending activity by offering consumers attractive rates, simple online processes and, again, friendly personal service for those who need it. Midas verdicT: Distribution Finance shares topped £1.30 in 2019. Today, they are 36p, hit by concerns about Covid, high interest rates and the collapse of a troublesome manufacturer, Royale Life, in 2023. That issue has been resolved, important lessons have been learned and DF shares have come off earlier lows. However, they are still too cheap at 36p and should deliver strong growth in 2025 and beyond. Buy. Traded on: Aim Ticker: DFCH Contact: dfcapital-investors.com IIG Gambling in China dates back at least 3,000 years, starting with an ancient precursor to chess, known as liubo. Today, however, most forms of gambling are illegal in the People's Republic, with two notable exceptions: the Welfare Lottery and the Sports Lottery, both of which are state-owned. Here too, there are restrictions, with lottery tickets historically available at just 200,000 designated shops, scattered across a country almost 40 times larger than Britain. Chinese New Year lottery tickets. About 100 million Chinese play the lottery today, out of a population of 1.4 billion Ten years ago, Englishman Daniel Levine and his Chinese colleague Frank Li Tong decided this presented a once-in-a-lifetime opportunity to drag Chinese lottery systems into the modern era and allow consumers to buy tickets online. The duo founded Hui10 to bring their idea to fruition and in 2023, UK-listed Intuitive Investments Group (IIG) acquired the business via a $365 million all-share deal. Aim-listed IIG boasts an impressive team. Chief executive Robert Naylor and chief investment officer Giles Willits have made serious money for shareholders in recent roles and hope to do the same again. Chairman Sir Nigel Rudd has a 40-year history of backing winners and believes Hui10 will turn IIG into a FTSE 100 business, so much so that he has persuaded top financiers to invest in the company. At the coalface, Levine and Tong have spent the past decade working with Chinese government bodies and local businesses. Now they are on the cusp of delivery. Systems have been approved and steps are under way to make China's lottery digital, including trial runs in certain parts of the country and promotional schemes with giants such as AliBaba, the Chinese equivalent of Amazon. A full roll-out is expected next year and the stakes are high. About 100 million Chinese play the lottery today, out of a population of 1.4 billion. If China were to follow the UK and America, those numbers could rise to at least 300 million over the next five years, sending IIG revenues from virtually nothing today to more than £1.5 billion, with profits running into hundreds of millions of pounds. Midas verdict: IIG shares are £1.10 today. If all goes according to plan, the stock could soar. Like any early-stage business, IIG is not without risk. But the board is top drawer, backers are savvy and Hui10 is determined to succeed. An appealing punt for the adventurous investor. Traded on: Aim Ticker: IIG Contact: iigplc.com Share or comment on this article: These are the four up-and-coming British companies I recommend investing in for real rewards next year and beyond, by shares guru JOANNE HART e-mail Add comment Some links in this article may be affiliate links. If you click on them we may earn a small commission. That helps us fund This Is Money, and keep it free to use. We do not write articles to promote products. We do not allow any commercial relationship to affect our editorial independence.MAI Capital Management Sells 1,382 Shares of Hubbell Incorporated (NYSE:HUBB)